Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

FINANCIERE ABL : revenue, balance sheet and financial ratios

FINANCIERE ABL is a French company founded 13 years ago, specialized in the sector Photocopie, préparation de documents et autres activités spécialisées de soutien de bureau. Based in BORDEAUX (33000), this company of category PME shows in 2019 a net income positive of 11 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - FINANCIERE ABL (SIREN 793145681)
Indicator 2019 2018
Revenue N/C N/C
Net income 10 604 € -1 751 €
EBITDA -975 € -1 014 €
Net margin N/C N/C

Revenue and income statement

In 2019, FINANCIERE ABL generates positive net income of 11 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

EBITDA (2019) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-975 €

EBIT (2019) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-975 €

Net income (2019) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

10 604 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 74%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 57%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.4 years of cash flow to repay all financial debt. This ratio remains within usual banking standards.

Debt ratio (2019) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

74.168%

Financial autonomy (2019) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

57.415%

Repayment capacity (2019) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

3.419

Solvency indicators evolution
FINANCIERE ABL

Sector positioning

Debt ratio
74.17 2019
2018
2019
Q1: 0.0
Med: 9.94
Q3: 52.44
Average

In 2019, the debt ratio of FINANCIERE ABL (74.17) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
57.41% 2019
2018
2019
Q1: 3.33%
Med: 33.21%
Q3: 58.5%
Good

In 2019, the financial autonomy of FINANCIERE ABL (57.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
3.42 years 2019
2018
2019
Q1: 0.0 years
Med: 0.0 years
Q3: 0.88 years
Average +50 pts over 2 years

In 2019, the repayment capacity of FINANCIERE ABL (3.42) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

Interest coverage (2019) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-43.179

Liquidity indicators evolution
FINANCIERE ABL

Sector positioning

Interest coverage
-43.18x 2019
2018
2019
Q1: 0.0x
Med: 0.0x
Q3: 1.09x
Watch

In 2019, the interest coverage of FINANCIERE ABL (-43.2x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.

Positioning of FINANCIERE ABL in its sector

Comparison with sector Photocopie, préparation de documents et autres activités spécialisées de soutien de bureau

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (41 transactions). This range of 14 922€ to 89 323€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2019
Indicative
14k€ 34k€ 89k€
34 698 € Range: 14 922€ - 89 323€
NAF 5 all-time
How is this estimate calculated?

This estimate is based on the analysis of 41 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Photocopie, préparation de documents et autres activités spécialisées de soutien de bureau)

Compare FINANCIERE ABL with other companies in the same sector:

Voir toutes les statistiques du secteur Photocopie, préparation de documents et autres activités spécialisées de soutien de bureau

Frequently asked questions about FINANCIERE ABL

What is the revenue of FINANCIERE ABL ?

The revenue of FINANCIERE ABL is not publicly disclosed (confidential accounts filed with INPI).

Is FINANCIERE ABL profitable?

Yes, FINANCIERE ABL generated a net profit of 11 k€ in 2019.

Where is the headquarters of FINANCIERE ABL ?

The headquarters of FINANCIERE ABL is located in BORDEAUX (33000), in the department Gironde.

Where to find the tax return of FINANCIERE ABL ?

The tax return of FINANCIERE ABL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does FINANCIERE ABL operate?

FINANCIERE ABL operates in the sector Photocopie, préparation de documents et autres activités spécialisées de soutien de bureau (NAF code 82.19Z). See the 'Sector positioning' section above to compare the company with its competitors.