SIREN : 911759280
FINANCIERE 4B is a French company founded 4 years ago, specialized in the sector Activités des sièges sociaux. Based in LILLE (59800), this company of category PME shows in 2024 a revenue of 50 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 |
|---|---|---|---|
| Revenue | 50 000 € | 40 000 € | N/C |
| Net income | 13 349 € | 5 282 € | -1 998 € |
| EBITDA | 13 613 € | 12 270 € | -1 998 € |
| Net margin | 26.7% | 13.2% | N/C |
In 2024, FINANCIERE 4B achieves revenue of 50 k€. Over the period 2023-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +25.0%. Vs 2023, growth of +25% (40 k€ -> 50 k€). After deducting consumption (0 €), gross margin stands at 50 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 14 k€, representing 27.2% of revenue. Warning negative scissor effect: despite revenue change (+25%), EBITDA varies by +11%, reducing margin by 3.4 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 13 k€, i.e. 26.7% of revenue. This profit can be retained or distributed to shareholders.
50 000 €
50 000 €
13 613 €
13 584 €
13 349 €
27.2%
The debt ratio (= Financial debt / Equity x 100) stands at 409%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 16%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 5.4 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 26.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
408.649%
15.872%
26.698%
5.398
In 2024, the debt ratio of FINANCIERE 4B (408.65) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of FINANCIERE 4B (15.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of FINANCIERE 4B (5.40) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 509.48. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
509.475
0.0
In 2024, the liquidity ratio of FINANCIERE 4B (509.48) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of FINANCIERE 4B (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 648 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 427 days. The gap of 221 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 651 days of revenue, i.e. 90 k€ to permanently finance.
90 353 €
648 j
427 j
0 j
651 j
Based on 103 transactions of similar company sales in 2024, the value of FINANCIERE 4B is estimated at 65 294 € (range 17 310€ - 136 444€). With an EBITDA of 13 613€, the sector multiple of 5.0x is applied. The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE 4B with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of FINANCIERE 4B in 2024 is 50 k€.
Yes, FINANCIERE 4B generated a net profit of 13 k€ in 2024.
The headquarters of FINANCIERE 4B is located in LILLE (59800), in the department Nord.
The tax return of FINANCIERE 4B is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE 4B operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.