SIREN : 453010274
FINANCIERE 2FI is a French company founded 22 years ago, specialized in the sector Agences immobilières. Based in BORDEAUX (33000), this company of category PME shows in 2023 a revenue of 48 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|
| Revenue | 48 489 € | 45 167 € | 29 300 € | 61 011 € | 67 229 € | 69 835 € | 59 984 € |
| Net income | 2 940 € | -1 558 € | -7 578 € | -7 998 € | -14 315 € | 2 214 € | -3 625 € |
| EBITDA | 3 062 € | -1 674 € | -7 616 € | -8 197 € | -13 820 € | 2 951 € | -4 498 € |
| Net margin | 6.1% | -3.4% | -25.9% | -13.1% | -21.3% | 3.2% | -6.0% |
In 2023, FINANCIERE 2FI achieves revenue of 48 k€. Activity remains stable over the period (CAGR: -3.0%). Vs 2022: +7%. After deducting consumption (0 €), gross margin stands at 48 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 3 k€, representing 6.3% of revenue. Positive scissor effect: EBITDA margin improves by +10.0 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 3 k€, i.e. 6.1% of revenue. This profit can be retained or distributed to shareholders.
48 489 €
48 489 €
3 062 €
3 056 €
2 940 €
6.3%
The debt ratio (= Financial debt / Equity x 100) stands at 255%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 25%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 31.9 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 6.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
254.849%
25.106%
6.063%
31.902
In 2023, the debt ratio of FINANCIERE 2FI (254.85) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of FINANCIERE 2FI (25.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2023, the repayment capacity of FINANCIERE 2FI (31.90) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 896.77. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 99.9x. Operating income very largely covers interest expenses: high safety margin.
896.774
99.869
In 2023, the liquidity ratio of FINANCIERE 2FI (896.77) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2023, the interest coverage of FINANCIERE 2FI (99.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 259 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 22 days. The gap of 237 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 932 days of revenue, i.e. 126 k€ to permanently finance.
125 517 €
259 j
22 j
0 j
932 j
Based on 63 transactions of similar company sales
in 2023,
the value of FINANCIERE 2FI is estimated at
8 494 €
(range 3 947€ - 17 626€).
With an EBITDA of 3 062€, the sector multiple of 1.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 63 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE 2FI with other companies in the same sector:
Voir toutes les statistiques du secteur Agences immobilières
The revenue of FINANCIERE 2FI in 2023 is 48 k€.
Yes, FINANCIERE 2FI generated a net profit of 3 k€ in 2023.
The headquarters of FINANCIERE 2FI is located in BORDEAUX (33000), in the department Gironde.
The tax return of FINANCIERE 2FI is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE 2FI operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.