FINANCIAL INNOVATIVE TECHNOLOGY : revenue, balance sheet and financial ratios

FINANCIAL INNOVATIVE TECHNOLOGY is a French company founded 26 years ago, specialized in the sector Edition de logiciels applicatifs. Based in PARIS (75002), this company of category PME shows in 2018 a revenue of 802 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - FINANCIAL INNOVATIVE TECHNOLOGY (SIREN 423885797)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue N/C N/C N/C N/C N/C N/C 802 193 € 950 439 € 689 759 €
Net income 874 064 € 710 056 € 430 220 € 345 889 € 309 376 € 21 055 € 42 993 € 602 778 € -485 200 €
EBITDA N/C N/C N/C N/C N/C N/C 341 099 € 384 074 € -192 893 €
Net margin N/C N/C N/C N/C N/C N/C 5.4% 63.4% -70.3%

Revenue and income statement

In 2024, FINANCIAL INNOVATIVE TECHNOLOGY generates positive net income of 874 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

874 064 €

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 86%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

86.105%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

42.4%

Solvency indicators evolution
FINANCIAL INNOVATIVE TECHNOLOGY

Sector positioning

Debt ratio
0.0 2024
2022
2023
2024
Q1: 0.0
Med: 5.29
Q3: 44.39
Excellent -50 pts over 3 years

In 2024, the debt ratio of FINANCIAL INNOVATIVE TECH... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
86.11% 2024
2022
2023
2024
Q1: 11.65%
Med: 39.77%
Q3: 62.21%
Excellent +29 pts over 3 years

In 2024, the financial autonomy of FINANCIAL INNOVATIVE TECH... (86.1%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 606.95. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

606.947

Liquidity indicators evolution
FINANCIAL INNOVATIVE TECHNOLOGY

Sector positioning

Liquidity ratio
606.95 2024
2022
2023
2024
Q1: 146.39
Med: 243.79
Q3: 459.15
Excellent +10 pts over 3 years

In 2024, the liquidity ratio of FINANCIAL INNOVATIVE TECH... (606.95) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
FINANCIAL INNOVATIVE TECHNOLOGY

Positioning of FINANCIAL INNOVATIVE TECHNOLOGY in its sector

Comparison with sector Edition de logiciels applicatifs

Valuation estimate

Based on 103 transactions of similar company sales (all years), the value of FINANCIAL INNOVATIVE TECHNOLOGY is estimated at 1 062 399 € (range 396 476€ - 3 522 713€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
103 transactions
396k€ 1062k€ 3522k€
1 062 399 € Range: 396 476€ - 3 522 713€
NAF 5 all-time

Valuation method used

Net Income Multiple
874 064 € × 1.2x = 1 062 399 €
Range: 396 477€ - 3 522 714€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Edition de logiciels applicatifs)

Compare FINANCIAL INNOVATIVE TECHNOLOGY with other companies in the same sector:

Voir toutes les statistiques du secteur Edition de logiciels applicatifs

Frequently asked questions about FINANCIAL INNOVATIVE TECHNOLOGY

What is the revenue of FINANCIAL INNOVATIVE TECHNOLOGY ?

The revenue of FINANCIAL INNOVATIVE TECHNOLOGY in 2018 is 802 k€.

Is FINANCIAL INNOVATIVE TECHNOLOGY profitable?

Yes, FINANCIAL INNOVATIVE TECHNOLOGY generated a net profit of 874 k€ in 2024.

Where is the headquarters of FINANCIAL INNOVATIVE TECHNOLOGY ?

The headquarters of FINANCIAL INNOVATIVE TECHNOLOGY is located in PARIS (75002), in the department Paris.

Where to find the tax return of FINANCIAL INNOVATIVE TECHNOLOGY ?

The tax return of FINANCIAL INNOVATIVE TECHNOLOGY is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does FINANCIAL INNOVATIVE TECHNOLOGY operate?

FINANCIAL INNOVATIVE TECHNOLOGY operates in the sector Edition de logiciels applicatifs (NAF code 58.29C). See the 'Sector positioning' section above to compare the company with its competitors.