SIREN : 494516057
FINANCES HILLY is a French company founded 19 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in ESSE (16500), this company of category PME shows in 2024 a net income positive of 147 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| Revenue | N/C | N/C | N/C | N/C |
| Net income | 146 721 € | 146 858 € | 140 560 € | 149 244 € |
| EBITDA | -11 273 € | -10 908 € | -5 752 € | -7 102 € |
| Net margin | N/C | N/C | N/C | N/C |
In 2024, FINANCES HILLY generates positive net income of 147 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2021-2024: 149 k€ -> 147 k€.
-11 273 €
-11 273 €
146 721 €
The debt ratio (= Financial debt / Equity x 100) stands at 135%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 42%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 7.7 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high.
135.053%
42.488%
7.714
In 2024, the debt ratio of FINANCES HILLY (135.05) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2024, the financial autonomy of FINANCES HILLY (42.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of FINANCES HILLY (7.71) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 962.74. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
962.741
-111.55
In 2024, the liquidity ratio of FINANCES HILLY (962.74) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of FINANCES HILLY (-111.5x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 69 days. Excellent situation: suppliers finance 69 days of the operating cycle (retail model).
0 €
0 j
69 j
0 j
Based on 193 transactions of similar company sales (all years), the value of FINANCES HILLY is estimated at 295 300 € (range 139 682€ - 1 348 313€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCES HILLY with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of FINANCES HILLY is not publicly disclosed (confidential accounts filed with INPI).
Yes, FINANCES HILLY generated a net profit of 147 k€ in 2024.
The headquarters of FINANCES HILLY is located in ESSE (16500), in the department Charente.
The tax return of FINANCES HILLY is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCES HILLY operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.