SIREN : 444616635
FINANCES DEVELOPPEMENT is a French company founded 23 years ago, specialized in the sector Activités des sociétés holding. Based in ROMANS-SUR-ISERE (26100), this company of category PME shows in 2024 a revenue of 6 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 5 600 € | 5 600 € | 5 000 € | 7 650 € | 5 650 € | 5 650 € | 9 512 € | 50 871 € | 51 788 € |
| Net income | 488 806 € | 264 064 € | 112 192 € | 389 037 € | 348 673 € | 230 159 € | 143 055 € | -545 274 € | 95 179 € |
| EBITDA | -28 980 € | -10 102 € | -11 194 € | -10 804 € | -11 708 € | -10 316 € | -9 856 € | -8 526 € | -21 842 € |
| Net margin | 8728.7% | 4715.4% | 2243.8% | 5085.5% | 6171.2% | 4073.6% | 1503.9% | -1071.9% | 183.8% |
In 2024, FINANCES DEVELOPPEMENT achieves revenue of 6 k€. Revenue is declining over the period 2016-2024 (CAGR: -24.3%). Slight decline of 0% vs 2023. After deducting consumption (0 €), gross margin stands at 6 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -29 k€, representing -517.5% of revenue. Warning negative scissor effect: despite revenue change (+0%), EBITDA varies by -187%, reducing margin by 337.1 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 489 k€, i.e. 8728.7% of revenue. This profit can be retained or distributed to shareholders.
5 600 €
5 600 €
-28 980 €
-27 720 €
488 806 €
-517.5%
The debt ratio (= Financial debt / Equity x 100) stands at 65%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 60%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.8 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 8728.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
65.178%
60.14%
8728.679%
2.76
In 2024, the debt ratio of FINANCES DEVELOPPEMENT (65.18) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of FINANCES DEVELOPPEMENT (60.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of FINANCES DEVELOPPEMENT (2.76) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1531.19. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
1531.191
-254.658
In 2024, the liquidity ratio of FINANCES DEVELOPPEMENT (1531.19) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of FINANCES DEVELOPPEMENT (-254.7x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 146 days. Excellent situation: suppliers finance 146 days of the operating cycle (retail model). WCR is negative (-3450 days): operations structurally generate cash. Notable WCR improvement over the period (-505%), freeing up cash.
-53 664 €
0 j
146 j
0 j
-3450 j
Based on 54 transactions of similar company sales
in 2024,
the value of FINANCES DEVELOPPEMENT is estimated at
287 433 €
(range 183 289€ - 1 462 603€).
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCES DEVELOPPEMENT with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINANCES DEVELOPPEMENT in 2024 is 6 k€.
Yes, FINANCES DEVELOPPEMENT generated a net profit of 489 k€ in 2024.
The headquarters of FINANCES DEVELOPPEMENT is located in ROMANS-SUR-ISERE (26100), in the department Drome.
The tax return of FINANCES DEVELOPPEMENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCES DEVELOPPEMENT operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.