SIREN : 344332366
FINANCE RL is a French company founded 38 years ago, specialized in the sector Activités des sociétés holding. Based in ITEUIL (86240), this company of category ETI shows in 2024 a revenue of 616 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2024 | 2021 | 2020 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|
| Revenue | 616 141 € | N/C | 581 504 € | 615 245 € | 712 395 € | 663 129 € | 687 630 € |
| Net income | 226 233 € | -19 139 € | 138 013 € | 201 813 € | 1 062 931 € | 21 218 € | 63 693 € |
| EBITDA | 106 901 € | -21 107 € | 19 208 € | 79 226 € | 143 498 € | 16 625 € | 70 820 € |
| Net margin | 36.7% | N/C | 23.7% | 32.8% | 149.2% | 3.2% | 9.3% |
In 2024, FINANCE RL achieves revenue of 616 k€. Activity remains stable over the period (CAGR: -1.1%). After deducting consumption (0 €), gross margin stands at 616 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 107 k€, representing 17.4% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 226 k€, i.e. 36.7% of revenue. This profit can be retained or distributed to shareholders.
616 141 €
616 141 €
106 901 €
100 899 €
226 233 €
17.4%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 99%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 18.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.0%
98.92%
18.377%
0.0
In 2024, the debt ratio of FINANCE RL (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2024, the financial autonomy of FINANCE RL (98.9%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of FINANCE RL (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 1983.91. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.0x. Danger: operating income does not cover interest charges, unsustainable situation.
1983.906
0.002
In 2024, the liquidity ratio of FINANCE RL (1983.91) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of FINANCE RL (0.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 188 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 40 days. The gap of 148 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 628 days of revenue, i.e. 1.1 M€ to permanently finance. Over 2014-2024, WCR increased by +280%, requiring additional financing.
1 074 957 €
188 j
40 j
0 j
628 j
Based on 54 transactions of similar company sales
in 2024,
the value of FINANCE RL is estimated at
433 366 €
(range 153 590€ - 912 734€).
With an EBITDA of 106 901€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCE RL with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINANCE RL in 2024 is 616 k€.
Yes, FINANCE RL generated a net profit of 226 k€ in 2024.
The headquarters of FINANCE RL is located in ITEUIL (86240), in the department Vienne.
The tax return of FINANCE RL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCE RL operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.