SIREN : 538676487
FINANCE 2B is a French company founded 14 years ago, specialized in the sector Activités des sociétés holding. Based in SAINTE-HELENE-DU-LAC (73800), this company of category PME shows in 2024 a revenue of 191 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 190 705 € | 194 568 € | 204 124 € | 206 706 € | 189 777 € | 196 094 € | 206 357 € | 221 593 € | 199 100 € |
| Net income | 36 574 € | 261 191 € | 44 163 € | 31 142 € | 14 571 € | 27 137 € | 30 125 € | 27 689 € | 20 850 € |
| EBITDA | 81 851 € | 58 153 € | 98 644 € | 85 485 € | 67 392 € | 86 027 € | 107 469 € | 111 381 € | 92 448 € |
| Net margin | 19.2% | 134.2% | 21.6% | 15.1% | 7.7% | 13.8% | 14.6% | 12.5% | 10.5% |
In 2024, FINANCE 2B achieves revenue of 191 k€. Activity remains stable over the period (CAGR: -0.5%). Slight decline of -2% vs 2023. After deducting consumption (0 €), gross margin stands at 191 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 82 k€, representing 42.9% of revenue. Positive scissor effect: EBITDA margin improves by +13.0 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 37 k€, i.e. 19.2% of revenue. This profit can be retained or distributed to shareholders.
190 705 €
190 705 €
81 851 €
49 787 €
36 574 €
42.9%
The debt ratio (= Financial debt / Equity x 100) stands at 17%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 14%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.7 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 36.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
17.021%
13.576%
35.995%
1.737
34.2%
In 2024, the debt ratio of FINANCE 2B (17.02) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of FINANCE 2B (13.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of FINANCE 2B (1.74) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 268.18. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 8.2x. Operating income very largely covers interest expenses: high safety margin.
268.183
8.179
In 2024, the liquidity ratio of FINANCE 2B (268.18) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of FINANCE 2B (8.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 101 days. Excellent situation: suppliers finance 101 days of the operating cycle (retail model). Overall, WCR represents 175 days of revenue, i.e. 93 k€ to permanently finance.
92 892 €
0 j
101 j
0 j
175 j
Based on 54 transactions of similar company sales
in 2024,
the value of FINANCE 2B is estimated at
242 273 €
(range 61 268€ - 435 730€).
With an EBITDA of 81 851€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCE 2B with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINANCE 2B in 2024 is 191 k€.
Yes, FINANCE 2B generated a net profit of 37 k€ in 2024.
The headquarters of FINANCE 2B is located in SAINTE-HELENE-DU-LAC (73800), in the department Savoie.
The tax return of FINANCE 2B is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCE 2B operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.