SIREN : 421343476
FINAM is a French company founded 27 years ago, specialized in the sector Activités des sociétés holding. Based in LE CHESNAY-ROCQUENCOURT (78150), this company of category PME shows in 2024 a revenue of 4 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3 675 € | 3 930 € | 4 422 € | N/C | 2 063 € | 4 833 € | 5 230 € | 7 055 771 € | 60 382 € | 30 288 € | 36 810 € |
| Net income | 814 983 € | -90 085 € | 623 866 € | 2 299 863 € | 4 751 821 € | -1 224 566 € | -448 422 € | 72 047 € | -897 283 € | 2 140 684 € | -5 021 € |
| EBITDA | -1 324 427 € | -936 659 € | -956 508 € | -667 287 € | -691 830 € | -1 237 451 € | -1 370 293 € | 632 399 € | -1 600 997 € | -1 688 163 € | -1 296 199 € |
| Net margin | 22176.4% | -2292.2% | 14108.2% | N/C | 230335.5% | -25337.6% | -8574.0% | 1.0% | -1486.0% | 7067.8% | -13.6% |
In 2024, FINAM achieves revenue of 4 k€. Revenue is declining over the period 2014-2024 (CAGR: -20.6%). Slight decline of -6% vs 2023. After deducting consumption (0 €), gross margin stands at 4 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -1.3 M€, representing -36038.8% of revenue. Warning negative scissor effect: despite revenue change (-6%), EBITDA varies by -41%, reducing margin by 12205.3 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 815 k€, i.e. 22176.4% of revenue. This profit can be retained or distributed to shareholders.
3 675 €
3 675 €
-1 324 427 €
928 992 €
814 983 €
-36038.8%
The debt ratio (= Financial debt / Equity x 100) stands at 23%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 79%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
22.897%
79.069%
-16498.15%
-3.689
69.0%
In 2024, the debt ratio of FINAM (22.90) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of FINAM (79.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of FINAM (-3.69) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 1127.49. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
1127.487
-7.219
In 2024, the liquidity ratio of FINAM (1127.49) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of FINAM (-7.2x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 99645 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 15 days. The gap of 99630 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 270207 days of revenue, i.e. 2.8 M€ to permanently finance. Over 2014-2024, WCR increased by +185%, requiring additional financing.
2 758 367 €
99645 j
15 j
0 j
270207 j
Based on 54 transactions of similar company sales
in 2024,
the value of FINAM is estimated at
477 235 €
(range 304 352€ - 2 436 211€).
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINAM with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINAM in 2024 is 4 k€.
Yes, FINAM generated a net profit of 815 k€ in 2024.
The headquarters of FINAM is located in LE CHESNAY-ROCQUENCOURT (78150), in the department Yvelines.
The tax return of FINAM is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINAM operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.