SIREN : 478762651
FINADS is a French company founded 21 years ago, specialized in the sector Activités des sociétés holding. Based in NERAC (47600), this company of category PME shows in 2024 a revenue of 322 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 321 644 € | 313 502 € | 295 577 € | 275 453 € | 373 280 € | 448 640 € | 497 655 € | 406 229 € |
| Net income | 30 787 € | 91 782 € | -8 579 € | -32 008 € | -1 242 260 € | -23 602 € | 42 129 € | -497 € |
| EBITDA | 15 515 € | 41 007 € | -13 038 € | -25 338 € | -15 339 € | 58 393 € | 60 438 € | 32 861 € |
| Net margin | 9.6% | 29.3% | -2.9% | -11.6% | -332.8% | -5.3% | 8.5% | -0.1% |
In 2024, FINADS achieves revenue of 322 k€. Activity remains stable over the period (CAGR: -2.9%). Vs 2023: +3%. After deducting consumption (0 €), gross margin stands at 322 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 16 k€, representing 4.8% of revenue. Warning negative scissor effect: despite revenue change (+3%), EBITDA varies by -62%, reducing margin by 8.3 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 31 k€, i.e. 9.6% of revenue. This profit can be retained or distributed to shareholders.
321 644 €
321 644 €
15 515 €
25 887 €
30 787 €
4.8%
The debt ratio (= Financial debt / Equity x 100) stands at 39%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 69%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 27.5 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 4.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
38.751%
68.88%
4.821%
27.504
2.1%
In 2024, the debt ratio of FINADS (38.75) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of FINADS (68.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of FINADS (27.50) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 777.45. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
777.452
0.0
In 2024, the liquidity ratio of FINADS (777.45) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of FINADS (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 325 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 27 days. The gap of 298 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 507 days of revenue, i.e. 453 k€ to permanently finance. Notable WCR improvement over the period (-30%), freeing up cash.
452 836 €
325 j
27 j
0 j
507 j
Based on 54 transactions of similar company sales
in 2024,
the value of FINADS is estimated at
103 316 €
(range 47 428€ - 178 173€).
With an EBITDA of 15 515€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINADS with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINADS in 2024 is 322 k€.
Yes, FINADS generated a net profit of 31 k€ in 2024.
The headquarters of FINADS is located in NERAC (47600), in the department Lot-et-Garonne.
The tax return of FINADS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINADS operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.