SIREN : 497725762
FINAD is a French company founded 19 years ago, specialized in the sector Activités des sociétés holding. Based in PARIS (75017), this company of category PME shows in 2023 a revenue of 270 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 270 000 € | 374 946 € | 240 000 € | 360 000 € | 205 368 € | 207 833 € | 204 000 € | 288 000 € |
| Net income | 97 018 € | 181 694 € | 47 197 € | 159 735 € | -51 259 € | 51 124 € | 47 548 € | 114 439 € |
| EBITDA | 33 192 € | 153 139 € | -885 € | 142 153 € | -57 030 € | 27 651 € | -393 € | 80 214 € |
| Net margin | 35.9% | 48.5% | 19.7% | 44.4% | -25.0% | 24.6% | 23.3% | 39.7% |
In 2023, FINAD achieves revenue of 270 k€. Activity remains stable over the period (CAGR: -0.9%). Significant drop of -28% vs 2022. After deducting consumption (0 €), gross margin stands at 270 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 33 k€, representing 12.3% of revenue. Warning negative scissor effect: despite revenue change (-28%), EBITDA varies by -78%, reducing margin by 28.5 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 97 k€, i.e. 35.9% of revenue. This profit can be retained or distributed to shareholders.
270 000 €
270 000 €
33 192 €
33 191 €
97 018 €
12.3%
The debt ratio (= Financial debt / Equity x 100) stands at 114%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 30%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 17.3 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 35.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
113.764%
29.555%
35.933%
17.315
In 2023, the debt ratio of FINAD (113.76) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of FINAD (29.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2023, the repayment capacity of FINAD (17.32) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1.98. The company can meet its short-term commitments with a reasonable safety margin. The interest coverage ratio (= EBIT / Interest expenses) is 263.5x. Operating income very largely covers interest expenses: high safety margin.
1.983
263.533
In 2023, the liquidity ratio of FINAD (1.98) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2023, the interest coverage of FINAD (263.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 96 days. Excellent situation: suppliers finance 96 days of the operating cycle (retail model). WCR is negative (-2436 days): operations structurally generate cash. Notable WCR improvement over the period (-351%), freeing up cash.
-1 827 236 €
0 j
96 j
0 j
-2436 j
Based on 63 transactions of similar company sales
in 2023,
the value of FINAD is estimated at
276 302 €
(range 75 023€ - 455 461€).
With an EBITDA of 33 192€, the sector multiple of 4.6x is applied.
The price/revenue ratio is 0.24x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 63 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINAD with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINAD in 2023 is 270 k€.
Yes, FINAD generated a net profit of 97 k€ in 2023.
The headquarters of FINAD is located in PARIS (75017), in the department Paris.
The tax return of FINAD is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINAD operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.