SIREN : 329712715
FIMO COURTAGE is a French company founded 42 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS (75007), this company of category GE shows in 2024 a revenue of 3.9 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3 916 282 € | 3 707 285 € | 3 569 727 € | 3 294 218 € | 3 106 460 € | 2 960 431 € | 2 732 662 € | 2 784 887 € | 3 234 762 € |
| Net income | 2 614 873 € | 2 466 863 € | 2 342 628 € | 2 143 208 € | 1 931 770 € | 1 791 752 € | 1 496 058 € | 1 569 760 € | 1 862 824 € |
| EBITDA | 3 523 265 € | 3 309 906 € | 3 122 419 € | 2 914 587 € | 2 681 234 € | 2 574 170 € | 2 202 257 € | 2 312 805 € | 2 800 891 € |
| Net margin | 66.8% | 66.5% | 65.6% | 65.1% | 62.2% | 60.5% | 54.7% | 56.4% | 57.6% |
In 2024, FIMO COURTAGE achieves revenue of 3.9 M€. Revenue is growing positively over 9 years (CAGR: +2.4%). Vs 2023: +6%. After deducting consumption (0 €), gross margin stands at 3.9 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 3.5 M€, representing 90.0% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 2.6 M€, i.e. 66.8% of revenue. This profit can be retained or distributed to shareholders.
3 916 282 €
3 916 282 €
3 523 265 €
3 489 229 €
2 614 873 €
90.0%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 73%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 67.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.0%
73.177%
67.638%
0.0
85.7%
In 2024, the debt ratio of FIMO COURTAGE (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2024, the financial autonomy of FIMO COURTAGE (73.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of FIMO COURTAGE (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 333.55. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
333.547
0.0
In 2024, the liquidity ratio of FIMO COURTAGE (333.55) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of FIMO COURTAGE (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 66 days. Excellent situation: suppliers finance 66 days of the operating cycle (retail model). Overall, WCR represents 37 days of revenue, i.e. 400 k€ to permanently finance. Over 2016-2024, WCR increased by +29%, requiring additional financing.
400 127 €
0 j
66 j
0 j
37 j
Based on 193 transactions of similar company sales (all years), the value of FIMO COURTAGE is estimated at 4 339 541 € (range 1 370 629€ - 17 838 690€). With an EBITDA of 3 523 265€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FIMO COURTAGE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of FIMO COURTAGE in 2024 is 3.9 M€.
Yes, FIMO COURTAGE generated a net profit of 2.6 M€ in 2024.
The headquarters of FIMO COURTAGE is located in PARIS (75007), in the department Paris.
The tax return of FIMO COURTAGE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FIMO COURTAGE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.