FI.MA.BO FINANCIERE DU MAINE BOUVAREL : revenue, balance sheet and financial ratios

FI.MA.BO FINANCIERE DU MAINE BOUVAREL is a French company founded 10 years ago, specialized in the sector Activités des sociétés holding. Based in BARBEZIEUX-SAINT-HILAIRE (16300), this company of category ETI shows in 2024 a revenue of 1.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - FI.MA.BO FINANCIERE DU MAINE BOUVAREL (SIREN 818154189)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 1 227 932 € 1 152 882 € 1 118 175 € 855 931 € 768 482 € 661 765 € 553 959 € 433 792 € 301 260 €
Net income 579 918 € 921 089 € 605 051 € 594 240 € 489 254 € 308 684 € 277 571 € 247 350 € 267 527 €
EBITDA -29 831 € -135 920 € -450 114 € -95 520 € -62 077 € -73 419 € -11 764 € 2 707 € 27 556 €
Net margin 47.2% 79.9% 54.1% 69.4% 63.7% 46.6% 50.1% 57.0% 88.8%

Revenue and income statement

In 2024, FI.MA.BO FINANCIERE DU MAINE BOUVAREL achieves revenue of 1.2 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +19.2%. Vs 2023: +7%. After deducting consumption (0 €), gross margin stands at 1.2 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -30 k€, representing -2.4% of revenue. Positive scissor effect: EBITDA margin improves by +9.4 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 580 k€, i.e. 47.2% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

1 227 932 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 227 932 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-29 831 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

74 533 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

579 918 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-2.4%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 13%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 82%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 40.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

13.334%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

81.709%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

40.087%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

1.197

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

81.9%

Solvency indicators evolution
FI.MA.BO FINANCIERE DU MAINE BOUVAREL

Sector positioning

Debt ratio
13.33 2024
2022
2023
2024
Q1: 0.01
Med: 8.77
Q3: 62.6
Average -23 pts over 3 years

In 2024, the debt ratio of FI.MA.BO FINANCIERE DU MA... (13.33) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
81.71% 2024
2022
2023
2024
Q1: 15.71%
Med: 62.26%
Q3: 91.3%
Good +26 pts over 3 years

In 2024, the financial autonomy of FI.MA.BO FINANCIERE DU MA... (81.7%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
1.2 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.09 years
Q3: 3.07 years
Average -16 pts over 3 years

In 2024, the repayment capacity of FI.MA.BO FINANCIERE DU MA... (1.20) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 234.52. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

234.518

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-57.886

Liquidity indicators evolution
FI.MA.BO FINANCIERE DU MAINE BOUVAREL

Sector positioning

Liquidity ratio
234.52 2024
2022
2023
2024
Q1: 138.65
Med: 681.09
Q3: 3914.52
Average -11 pts over 3 years

In 2024, the liquidity ratio of FI.MA.BO FINANCIERE DU MA... (234.52) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
-57.89x 2024
2022
2023
2024
Q1: -74.77x
Med: 0.0x
Q3: 0.0x
Average -17 pts over 3 years

In 2024, the interest coverage of FI.MA.BO FINANCIERE DU MA... (-57.9x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 7 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 42 days. Excellent situation: suppliers finance 35 days of the operating cycle (retail model). Overall, WCR represents 18 days of revenue, i.e. 60 k€ to permanently finance. Notable WCR improvement over the period (-76%), freeing up cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

60 414 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

7 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

42 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

18 j

WCR and payment terms evolution
FI.MA.BO FINANCIERE DU MAINE BOUVAREL

Positioning of FI.MA.BO FINANCIERE DU MAINE BOUVAREL in its sector

Comparison with sector Activités des sociétés holding

Valuation estimate

Based on 54 transactions of similar company sales in 2024, the value of FI.MA.BO FINANCIERE DU MAINE BOUVAREL is estimated at 772 446 € (range 485 861€ - 2 248 124€). The price/revenue ratio is 0.59x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
54 tx
485k€ 772k€ 2248k€
772 446 € Range: 485 861€ - 2 248 124€
NAF 5 année 2024

Valuation detail by method

Ajustez les pondérations selon votre analyse

Revenue Multiple 30%
1 227 932 € × 0.59x
Estimation 722 972 €
449 780€ - 859 477€
Net Income Multiple 20%
579 918 € × 1.5x
Estimation 846 658 €
539 984€ - 4 331 095€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des sociétés holding)

Compare FI.MA.BO FINANCIERE DU MAINE BOUVAREL with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sociétés holding

Frequently asked questions about FI.MA.BO FINANCIERE DU MAINE BOUVAREL

What is the revenue of FI.MA.BO FINANCIERE DU MAINE BOUVAREL ?

The revenue of FI.MA.BO FINANCIERE DU MAINE BOUVAREL in 2024 is 1.2 M€.

Is FI.MA.BO FINANCIERE DU MAINE BOUVAREL profitable?

Yes, FI.MA.BO FINANCIERE DU MAINE BOUVAREL generated a net profit of 580 k€ in 2024.

Where is the headquarters of FI.MA.BO FINANCIERE DU MAINE BOUVAREL ?

The headquarters of FI.MA.BO FINANCIERE DU MAINE BOUVAREL is located in BARBEZIEUX-SAINT-HILAIRE (16300), in the department Charente.

Where to find the tax return of FI.MA.BO FINANCIERE DU MAINE BOUVAREL ?

The tax return of FI.MA.BO FINANCIERE DU MAINE BOUVAREL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does FI.MA.BO FINANCIERE DU MAINE BOUVAREL operate?

FI.MA.BO FINANCIERE DU MAINE BOUVAREL operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.