FIDUREF : revenue, balance sheet and financial ratios

FIDUREF is a French company founded 14 years ago, specialized in the sector Activités des agences de recouvrement de factures et des sociétés d'information financière sur la clientèle. Based in CHARTRES (28000), this company of category PME shows in 2014 a revenue of 125 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - FIDUREF (SIREN 751339052)
Indicator 2023 2020 2019 2018 2017 2015 2014 2013
Revenue N/C N/C N/C N/C N/C N/C 124 968 € 141 637 €
Net income -980 € 6 660 € -21 149 € 2 998 € 3 274 € 24 903 € 4 886 € -30 681 €
EBITDA N/C N/C N/C N/C N/C N/C 5 127 € -29 589 €
Net margin N/C N/C N/C N/C N/C N/C 3.9% -21.7%

Revenue and income statement

In 2023, FIDUREF records a net loss of 980 €. This deficit will reduce equity on the balance sheet.

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-980 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 88%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

87.588%

Solvency indicators evolution
FIDUREF

Sector positioning

Debt ratio
0.0 2023
2019
2020
2023
Q1: 0.0
Med: 1.46
Q3: 41.6
Excellent

In 2023, the debt ratio of FIDUREF (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
87.59% 2023
2019
2020
2023
Q1: 2.16%
Med: 30.41%
Q3: 55.46%
Excellent +17 pts over 3 years

In 2023, the financial autonomy of FIDUREF (87.6%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 308.17. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

308.172

Liquidity indicators evolution
FIDUREF

Sector positioning

Liquidity ratio
308.17 2023
2019
2020
2023
Q1: 135.91
Med: 193.16
Q3: 340.83
Good +14 pts over 3 years

In 2023, the liquidity ratio of FIDUREF (308.17) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 149 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 423 days. Excellent situation: suppliers finance 274 days of the operating cycle (retail model).

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

149 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

423 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
FIDUREF

Positioning of FIDUREF in its sector

Comparison with sector Activités des agences de recouvrement de factures et des sociétés d'information financière sur la clientèle

Similar companies (Activités des agences de recouvrement de factures et des sociétés d'information financière sur la clientèle)

Compare FIDUREF with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agences de recouvrement de factures et des sociétés d'information financière sur la clientèle

Frequently asked questions about FIDUREF

What is the revenue of FIDUREF ?

The revenue of FIDUREF in 2014 is 125 k€.

Is FIDUREF profitable?

FIDUREF recorded a net loss in 2023.

Where is the headquarters of FIDUREF ?

The headquarters of FIDUREF is located in CHARTRES (28000), in the department Eure-et-Loir.

Where to find the tax return of FIDUREF ?

The tax return of FIDUREF is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does FIDUREF operate?

FIDUREF operates in the sector Activités des agences de recouvrement de factures et des sociétés d'information financière sur la clientèle (NAF code 82.91Z). See the 'Sector positioning' section above to compare the company with its competitors.