SIREN : 804102689
FIDUCIAL ONLINE is a French company founded 11 years ago, specialized in the sector Programmation informatique. Based in COURBEVOIE (92400), this company of category GE shows in 2025 a revenue of 138 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 137 680 € | 143 600 € | 111 040 € | N/C | N/C | N/C | N/C | N/C | N/C | N/C |
| Net income | 11 271 € | 7 103 € | 2 605 € | -5 003 € | -221 € | -20 914 € | 23 738 € | -7 810 € | -921 € | -881 € |
| EBITDA | 45 812 € | 42 648 € | 37 079 € | -5 203 € | -513 € | -21 377 € | -22 136 € | -8 362 € | -902 € | -873 € |
| Net margin | 8.2% | 4.9% | 2.3% | N/C | N/C | N/C | N/C | N/C | N/C | N/C |
In 2025, FIDUCIAL ONLINE achieves revenue of 138 k€. Over the period 2023-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +11.4%. Slight decline of -4% vs 2024. After deducting consumption (0 €), gross margin stands at 138 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 46 k€, representing 33.3% of revenue. Positive scissor effect: EBITDA margin improves by +3.6 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 11 k€, i.e. 8.2% of revenue. This profit can be retained or distributed to shareholders.
137 680 €
137 680 €
45 812 €
11 786 €
11 271 €
33.3%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 80%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 32.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.0%
80.263%
32.881%
0.0
In 2025, the debt ratio of FIDUCIAL ONLINE (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2025, the financial autonomy of FIDUCIAL ONLINE (80.3%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2025, the repayment capacity of FIDUCIAL ONLINE (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 247.76. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.1x. Coverage is limited: any activity downturn would jeopardize interest payments.
247.759
1.124
In 2025, the liquidity ratio of FIDUCIAL ONLINE (247.76) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of FIDUCIAL ONLINE (1.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 130 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 40 days. The gap of 90 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 125 days of revenue, i.e. 48 k€ to permanently finance.
47 888 €
130 j
40 j
0 j
125 j
Based on 120 transactions of similar company sales (all years), the value of FIDUCIAL ONLINE is estimated at 67 007 € (range 30 549€ - 180 956€). With an EBITDA of 45 812€, the sector multiple of 2.2x is applied. The price/revenue ratio is 0.27x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 120 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FIDUCIAL ONLINE with other companies in the same sector:
Voir toutes les statistiques du secteur Programmation informatique
The revenue of FIDUCIAL ONLINE in 2025 is 138 k€.
Yes, FIDUCIAL ONLINE generated a net profit of 11 k€ in 2025.
The headquarters of FIDUCIAL ONLINE is located in COURBEVOIE (92400), in the department Hauts-de-Seine.
The tax return of FIDUCIAL ONLINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FIDUCIAL ONLINE operates in the sector Programmation informatique (NAF code 62.01Z). See the 'Sector positioning' section above to compare the company with its competitors.