SIREN : 792493892
FICONORD is a French company founded 13 years ago, specialized in the sector Autre distribution de crédit. Based in CAEN (14000), this company of category PME shows in 2024 a revenue of 1.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2018 |
|---|---|---|---|---|---|---|
| Revenue | 1 478 268 € | N/C | N/C | N/C | N/C | N/C |
| Net income | 58 277 € | -29 873 € | -4 948 € | -107 232 € | 76 155 € | 91 360 € |
| EBITDA | 61 400 € | N/C | N/C | N/C | N/C | N/C |
| Net margin | 3.9% | N/C | N/C | N/C | N/C | N/C |
In 2024, FICONORD achieves revenue of 1.5 M€. After deducting consumption (0 €), gross margin stands at 1.5 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 61 k€, representing 4.2% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 58 k€, i.e. 3.9% of revenue. This profit can be retained or distributed to shareholders.
1 478 268 €
1 478 268 €
61 400 €
51 297 €
58 277 €
4.2%
The debt ratio (= Financial debt / Equity x 100) stands at 56%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 43%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 4.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
56.323%
42.795%
4.625%
1.57
19.0%
In 2024, the debt ratio of FICONORD (56.32) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of FICONORD (42.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of FICONORD (1.57) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 235.74. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 3.5x. Financial charges are adequately covered by operations.
235.741
3.55
In 2024, the liquidity ratio of FICONORD (235.74) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of FICONORD (3.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 25 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 30 days. Favorable situation: supplier credit is longer than customer credit by 5 days. Overall, WCR represents 49 days of revenue, i.e. 202 k€ to permanently finance.
201 577 €
25 j
30 j
0 j
49 j
Based on 135 transactions of similar company sales (all years), the value of FICONORD is estimated at 65 846 € (range 53 659€ - 237 037€). With an EBITDA of 61 400€, the sector multiple of 0.3x is applied. The price/revenue ratio is 0.11x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 135 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FICONORD with other companies in the same sector:
Voir toutes les statistiques du secteur Autre distribution de crédit
The revenue of FICONORD in 2024 is 1.5 M€.
Yes, FICONORD generated a net profit of 58 k€ in 2024.
The headquarters of FICONORD is located in CAEN (14000), in the department Calvados.
The tax return of FICONORD is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FICONORD operates in the sector Autre distribution de crédit (NAF code 64.92Z). See the 'Sector positioning' section above to compare the company with its competitors.