SIREN : 503041733
F.I CONSEIL PRESTIGE is a French company founded 18 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in NICE (06300), this company of category PME shows in 2019 a revenue of 280 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2019 | 2016 |
|---|---|---|
| Revenue | 279 863 € | 63 772 € |
| Net income | 73 145 € | 26 861 € |
| EBITDA | 101 180 € | 35 680 € |
| Net margin | 26.1% | 42.1% |
In 2019, F.I CONSEIL PRESTIGE achieves revenue of 280 k€. Vs 2016, growth of +339% (64 k€ -> 280 k€). After deducting consumption (0 €), gross margin stands at 280 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 101 k€, representing 36.2% of revenue. Warning negative scissor effect: despite revenue change (+339%), EBITDA varies by +184%, reducing margin by 19.8 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 73 k€, i.e. 26.1% of revenue. This profit can be retained or distributed to shareholders.
279 863 €
279 863 €
101 180 €
97 024 €
73 145 €
36.2%
The debt ratio (= Financial debt / Equity x 100) stands at 238%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 64%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.4 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 28.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
238.201%
64.433%
28.295%
3.405
97.3%
In 2019, the debt ratio of F.I CONSEIL PRESTIGE (238.20) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2019, the financial autonomy of F.I CONSEIL PRESTIGE (64.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2019, the repayment capacity of F.I CONSEIL PRESTIGE (3.40) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 321.97. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.4x. Coverage is limited: any activity downturn would jeopardize interest payments.
321.97
1.442
In 2019, the liquidity ratio of F.I CONSEIL PRESTIGE (321.97) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2019, the interest coverage of F.I CONSEIL PRESTIGE (1.4x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 71 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 4 days. The gap of 67 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 13 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 70 days of revenue, i.e. 55 k€ to permanently finance.
54 503 €
71 j
4 j
13 j
70 j
Indicative estimate only : the number of comparable transactions in this sector is limited (38 transactions). This range of 72 734€ to 432 699€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 38 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare F.I CONSEIL PRESTIGE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of F.I CONSEIL PRESTIGE in 2019 is 280 k€.
Yes, F.I CONSEIL PRESTIGE generated a net profit of 73 k€ in 2019.
The headquarters of F.I CONSEIL PRESTIGE is located in NICE (06300), in the department Alpes-Maritimes.
The tax return of F.I CONSEIL PRESTIGE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
F.I CONSEIL PRESTIGE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.