SIREN : 822713137
FHL is a French company founded 9 years ago, specialized in the sector Hypermarchés. Based in LOCHES (37600), this company of category PME shows in 2025 a revenue of 47.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 47 507 140 € | 48 869 315 € | 44 703 098 € | 41 209 065 € | 42 172 008 € | 43 561 652 € | 42 788 688 € | 14 383 763 € |
| Net income | 4 124 043 € | 1 654 892 € | 1 248 246 € | 1 107 752 € | 505 924 € | 889 297 € | 1 014 177 € | 251 691 € |
| EBITDA | 1 239 701 € | 1 647 297 € | 1 848 808 € | 1 861 005 € | 755 310 € | 1 333 445 € | 1 738 424 € | 374 856 € |
| Net margin | 8.7% | 3.4% | 2.8% | 2.7% | 1.2% | 2.0% | 2.4% | 1.7% |
In 2025, FHL achieves revenue of 47.5 M€. Over the period 2017-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +16.1%. Slight decline of -3% vs 2024. After deducting consumption (38.4 M€), gross margin stands at 9.1 M€, i.e. a rate of 19%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1.2 M€, representing 2.6% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 4.1 M€, i.e. 8.7% of revenue. This profit can be retained or distributed to shareholders.
47 507 140 €
9 095 552 €
1 239 701 €
1 270 545 €
4 124 043 €
2.6%
The debt ratio (= Financial debt / Equity x 100) stands at 177%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 31%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 12.4 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 2.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
177.446%
30.822%
2.317%
12.352
19.1%
In 2025, the debt ratio of FHL (177.45) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2025, the financial autonomy of FHL (30.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of FHL (12.35) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 140.17. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 9.8x. Operating income very largely covers interest expenses: high safety margin.
140.167
9.79
In 2025, the liquidity ratio of FHL (140.17) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of FHL (9.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 24 days. Favorable situation: supplier credit is longer than customer credit by 23 days. Inventory turnover is 28 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 28 days of revenue, i.e. 3.7 M€ to permanently finance. Over 2017-2025, WCR increased by +138%, requiring additional financing.
3 670 877 €
1 j
24 j
28 j
28 j
Based on 270 transactions of similar company sales in 2025, the value of FHL is estimated at 12 669 793 € (range 6 116 036€ - 24 852 239€). With an EBITDA of 1 239 701€, the sector multiple of 4.5x is applied. The price/revenue ratio is 0.33x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 270 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FHL with other companies in the same sector:
The revenue of FHL in 2025 is 47.5 M€.
Yes, FHL generated a net profit of 4.1 M€ in 2025.
The headquarters of FHL is located in LOCHES (37600), in the department Indre-et-Loire.
The tax return of FHL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FHL operates in the sector Hypermarchés (NAF code 47.11F). See the 'Sector positioning' section above to compare the company with its competitors.