FHB HOLDING FINANCE-DEVELOPPEMENT : revenue, balance sheet and financial ratios

FHB HOLDING FINANCE-DEVELOPPEMENT is a French company founded 20 years ago, specialized in the sector Activités des sociétés holding. Based in LAMBRES-LEZ-DOUAI (59552), this company of category PME shows in 2024 a revenue of 262 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - FHB HOLDING FINANCE-DEVELOPPEMENT (SIREN 487752412)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 262 196 € 253 279 € 252 404 € 139 762 € 251 319 € 240 000 € 240 000 € 240 000 € 228 000 €
Net income 973 102 € 871 546 € 471 512 € 1 053 184 € 392 298 € 317 824 € 249 150 € 267 916 € 138 179 €
EBITDA -22 360 € 19 587 € 13 837 € -29 074 € 125 580 € 11 814 € 26 131 € 27 796 € -52 201 €
Net margin 371.1% 344.1% 186.8% 753.6% 156.1% 132.4% 103.8% 111.6% 60.6%

Revenue and income statement

In 2024, FHB HOLDING FINANCE-DEVELOPPEMENT achieves revenue of 262 k€. Revenue is growing positively over 9 years (CAGR: +1.8%). Vs 2023: +4%. After deducting consumption (0 €), gross margin stands at 262 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -22 k€, representing -8.5% of revenue. Warning negative scissor effect: despite revenue change (+4%), EBITDA varies by -214%, reducing margin by 16.3 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 973 k€, i.e. 371.1% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

262 196 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

262 196 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-22 360 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-26 698 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

973 102 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-8.5%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 0%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Cash flow represents 371.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.156%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

0.148%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

371.222%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

97.3%

Solvency indicators evolution
FHB HOLDING FINANCE-DEVELOPPEMENT

Sector positioning

Debt ratio
0.16 2024
2022
2023
2024
Q1: 0.01
Med: 8.77
Q3: 62.6
Good -7 pts over 3 years

In 2024, the debt ratio of FHB HOLDING FINANCE-DEVEL... (0.16) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
0.15% 2024
2022
2023
2024
Q1: 15.71%
Med: 62.26%
Q3: 91.3%
Average

In 2024, the financial autonomy of FHB HOLDING FINANCE-DEVEL... (0.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.0 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.09 years
Q3: 3.07 years
Excellent

In 2024, the repayment capacity of FHB HOLDING FINANCE-DEVEL... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 1060.38. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

1060.38

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-15.774

Liquidity indicators evolution
FHB HOLDING FINANCE-DEVELOPPEMENT

Sector positioning

Liquidity ratio
1060.38 2024
2022
2023
2024
Q1: 138.65
Med: 681.09
Q3: 3914.52
Good

In 2024, the liquidity ratio of FHB HOLDING FINANCE-DEVEL... (1060.38) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
-15.77x 2024
2022
2023
2024
Q1: -74.77x
Med: 0.0x
Q3: 0.0x
Average -30 pts over 3 years

In 2024, the interest coverage of FHB HOLDING FINANCE-DEVEL... (-15.8x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 49 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 53 days. Favorable situation: supplier credit is longer than customer credit by 4 days. Overall, WCR represents 1606 days of revenue, i.e. 1.2 M€ to permanently finance. Over 2016-2024, WCR increased by +290%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

1 170 026 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

49 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

53 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

1606 j

WCR and payment terms evolution
FHB HOLDING FINANCE-DEVELOPPEMENT

Positioning of FHB HOLDING FINANCE-DEVELOPPEMENT in its sector

Comparison with sector Activités des sociétés holding

Valuation estimate

Based on 54 transactions of similar company sales in 2024, the value of FHB HOLDING FINANCE-DEVELOPPEMENT is estimated at 660 900 € (range 420 061€ - 3 017 142€). The price/revenue ratio is 0.59x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
54 tx
420k€ 660k€ 3017k€
660 900 € Range: 420 061€ - 3 017 142€
NAF 5 année 2024

Valuation detail by method

Ajustez les pondérations selon votre analyse

Revenue Multiple 30%
262 196 € × 0.59x
Estimation 154 374 €
96 040€ - 183 521€
Net Income Multiple 20%
973 102 € × 1.5x
Estimation 1 420 692 €
906 093€ - 7 267 575€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des sociétés holding)

Compare FHB HOLDING FINANCE-DEVELOPPEMENT with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sociétés holding

Frequently asked questions about FHB HOLDING FINANCE-DEVELOPPEMENT

What is the revenue of FHB HOLDING FINANCE-DEVELOPPEMENT ?

The revenue of FHB HOLDING FINANCE-DEVELOPPEMENT in 2024 is 262 k€.

Is FHB HOLDING FINANCE-DEVELOPPEMENT profitable?

Yes, FHB HOLDING FINANCE-DEVELOPPEMENT generated a net profit of 973 k€ in 2024.

Where is the headquarters of FHB HOLDING FINANCE-DEVELOPPEMENT ?

The headquarters of FHB HOLDING FINANCE-DEVELOPPEMENT is located in LAMBRES-LEZ-DOUAI (59552), in the department Nord.

Where to find the tax return of FHB HOLDING FINANCE-DEVELOPPEMENT ?

The tax return of FHB HOLDING FINANCE-DEVELOPPEMENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does FHB HOLDING FINANCE-DEVELOPPEMENT operate?

FHB HOLDING FINANCE-DEVELOPPEMENT operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.