SIREN : 490948510
FG FINANCES is a French company founded 19 years ago, specialized in the sector Activités des sociétés holding. Based in FERRIERES-LES-BOIS (25410), this company of category PME shows in 2024 a revenue of 546 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 545 589 € | 546 975 € | 470 073 € | 412 688 € | 431 090 € | 403 170 € | 380 485 € | 347 110 € |
| Net income | 334 010 € | 307 478 € | 227 851 € | 233 580 € | 157 652 € | 587 922 € | 165 385 € | 171 688 € |
| EBITDA | 108 397 € | 116 053 € | 96 296 € | 78 635 € | 74 070 € | 80 530 € | 54 579 € | 42 484 € |
| Net margin | 61.2% | 56.2% | 48.5% | 56.6% | 36.6% | 145.8% | 43.5% | 49.5% |
In 2024, FG FINANCES achieves revenue of 546 k€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +5.8%. Slight decline of -0% vs 2023. After deducting consumption (0 €), gross margin stands at 546 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 108 k€, representing 19.9% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 334 k€, i.e. 61.2% of revenue. This profit can be retained or distributed to shareholders.
545 589 €
545 589 €
108 397 €
40 959 €
334 010 €
19.9%
The debt ratio (= Financial debt / Equity x 100) stands at 4%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 92%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.4 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 71.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
3.807%
92.132%
71.399%
0.404
70.5%
In 2024, the debt ratio of FG FINANCES (3.81) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of FG FINANCES (92.1%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of FG FINANCES (0.40) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1001.42. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.1x. Danger: operating income does not cover interest charges, unsustainable situation.
1001.424
0.136
In 2024, the liquidity ratio of FG FINANCES (1001.42) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of FG FINANCES (0.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 71 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 62 days. The company must finance 9 days of gap between collections and payments. Overall, WCR represents 362 days of revenue, i.e. 549 k€ to permanently finance. Over 2016-2024, WCR increased by +183%, requiring additional financing.
548 824 €
71 j
62 j
0 j
362 j
Based on 54 transactions of similar company sales
in 2024,
the value of FG FINANCES is estimated at
455 992 €
(range 166 521€ - 1 065 139€).
With an EBITDA of 108 397€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FG FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FG FINANCES in 2024 is 546 k€.
Yes, FG FINANCES generated a net profit of 334 k€ in 2024.
The headquarters of FG FINANCES is located in FERRIERES-LES-BOIS (25410), in the department Doubs.
The tax return of FG FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FG FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.