F.F FERMETURE ET ISOLATION : revenue, balance sheet and financial ratios

F.F FERMETURE ET ISOLATION is a French company founded 11 years ago, specialized in the sector Travaux de menuiserie bois et PVC. Based in DOMPIERRE-SUR-HELPE (59440), this company of category PME shows in 2021 a revenue of 573 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - F.F FERMETURE ET ISOLATION (SIREN 803733237)
Indicator 2021 2020 2019 2018 2016
Revenue 572 912 € 553 646 € 675 297 € 530 797 € 350 616 €
Net income 21 848 € 7 732 € 21 587 € 34 888 € 3 936 €
EBITDA 31 416 € -1 672 € 15 779 € 56 654 € 6 054 €
Net margin 3.8% 1.4% 3.2% 6.6% 1.1%

Revenue and income statement

In 2021, F.F FERMETURE ET ISOLATION achieves revenue of 573 k€. Over the period 2016-2021, the company shows strong growth with a CAGR (compound annual growth rate) of +10.3%. Vs 2020: +3%. After deducting consumption (388 k€), gross margin stands at 185 k€, i.e. a rate of 32%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 31 k€, representing 5.5% of revenue. Positive scissor effect: EBITDA margin improves by +5.8 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 22 k€, i.e. 3.8% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2021) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

572 912 €

Gross margin (2021) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

185 277 €

EBITDA (2021) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

31 416 €

EBIT (2021) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

28 593 €

Net income (2021) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

21 848 €

EBITDA margin (2021) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

5.5%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 55%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 29%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.4 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 4.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2021) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

55.369%

Financial autonomy (2021) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

29.373%

Cash flow / Revenue (2021) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

4.239%

Repayment capacity (2021) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

2.435

Asset age ratio (2021) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

22.2%

Solvency indicators evolution
F.F FERMETURE ET ISOLATION

Sector positioning

Debt ratio
55.37 2021
2019
2020
2021
Q1: 6.06
Med: 33.73
Q3: 92.76
Average

In 2021, the debt ratio of F.F FERMETURE ET ISOLATION (55.37) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
29.37% 2021
2019
2020
2021
Q1: 15.56%
Med: 33.61%
Q3: 51.44%
Average

In 2021, the financial autonomy of F.F FERMETURE ET ISOLATION (29.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
2.44 years 2021
2019
2020
2021
Q1: 0.0 years
Med: 0.46 years
Q3: 2.36 years
Average

In 2021, the repayment capacity of F.F FERMETURE ET ISOLATION (2.44) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 168.47. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 7.8x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2021) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

168.474

Interest coverage (2021) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

7.837

Liquidity indicators evolution
F.F FERMETURE ET ISOLATION

Sector positioning

Liquidity ratio
168.47 2021
2019
2020
2021
Q1: 144.89
Med: 201.51
Q3: 288.64
Average

In 2021, the liquidity ratio of F.F FERMETURE ET ISOLATION (168.47) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
7.84x 2021
2019
2020
2021
Q1: 0.0x
Med: 0.34x
Q3: 2.2x
Excellent

In 2021, the interest coverage of F.F FERMETURE ET ISOLATION (7.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 278 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 19 days. The gap of 259 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 158 days of revenue, i.e. 251 k€ to permanently finance. Over 2016-2021, WCR increased by +758%, requiring additional financing.

Operating WCR (2021) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

250 987 €

Customer credit (2021) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

278 j

Supplier credit (2021) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

19 j

Inventory turnover (2021) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2021) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

158 j

WCR and payment terms evolution
F.F FERMETURE ET ISOLATION

Positioning of F.F FERMETURE ET ISOLATION in its sector

Comparison with sector Travaux de menuiserie bois et PVC

Valuation estimate

Based on 264 transactions of similar company sales (all years), the value of F.F FERMETURE ET ISOLATION is estimated at 76 404 € (range 32 329€ - 139 398€). With an EBITDA of 31 416€, the sector multiple of 2.1x is applied. The price/revenue ratio is 0.18x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2021
264 transactions
32k€ 76k€ 139k€
76 404 € Range: 32 329€ - 139 398€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
31 416 € × 2.1x
Estimation 65 541 €
20 510€ - 122 891€
Revenue Multiple 30%
572 912 € × 0.18x
Estimation 100 790 €
59 281€ - 163 796€
Net Income Multiple 20%
21 848 € × 3.1x
Estimation 66 985 €
21 450€ - 144 069€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 264 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux de menuiserie bois et PVC)

Compare F.F FERMETURE ET ISOLATION with other companies in the same sector:

Voir toutes les statistiques du secteur Travaux de menuiserie bois et PVC

Frequently asked questions about F.F FERMETURE ET ISOLATION

What is the revenue of F.F FERMETURE ET ISOLATION ?

The revenue of F.F FERMETURE ET ISOLATION in 2021 is 573 k€.

Is F.F FERMETURE ET ISOLATION profitable?

Yes, F.F FERMETURE ET ISOLATION generated a net profit of 22 k€ in 2021.

Where is the headquarters of F.F FERMETURE ET ISOLATION ?

The headquarters of F.F FERMETURE ET ISOLATION is located in DOMPIERRE-SUR-HELPE (59440), in the department Nord.

Where to find the tax return of F.F FERMETURE ET ISOLATION ?

The tax return of F.F FERMETURE ET ISOLATION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does F.F FERMETURE ET ISOLATION operate?

F.F FERMETURE ET ISOLATION operates in the sector Travaux de menuiserie bois et PVC (NAF code 43.32A). See the 'Sector positioning' section above to compare the company with its competitors.