FD ASSURANCE FINANCE : revenue, balance sheet and financial ratios

FD ASSURANCE FINANCE is a French company founded 20 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in HOUDAN (78550), this company of category PME shows in 2018 a revenue of 852 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - FD ASSURANCE FINANCE (SIREN 492933395)
Indicator 2024 2023 2022 2020 2019 2018 2017 2016
Revenue N/C N/C N/C N/C N/C 852 368 € 803 765 € 821 039 €
Net income 238 986 € 228 372 € 195 508 € 188 509 € 177 227 € 175 591 € 126 489 € 178 509 €
EBITDA N/C N/C N/C N/C N/C 252 716 € 193 411 € 289 235 €
Net margin N/C N/C N/C N/C N/C 20.6% 15.7% 21.7%

Revenue and income statement

In 2024, FD ASSURANCE FINANCE generates positive net income of 239 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 179 k€ -> 239 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

238 986 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 91%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 42%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

91.211%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

41.726%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

38.5%

Solvency indicators evolution
FD ASSURANCE FINANCE

Sector positioning

Debt ratio
91.21 2024
2022
2023
2024
Q1: 0.0
Med: 7.62
Q3: 47.38
Average

In 2024, the debt ratio of FD ASSURANCE FINANCE (91.21) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
41.73% 2024
2022
2023
2024
Q1: 13.01%
Med: 47.62%
Q3: 76.27%
Average

In 2024, the financial autonomy of FD ASSURANCE FINANCE (41.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 157.68. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

157.679

Liquidity indicators evolution
FD ASSURANCE FINANCE

Sector positioning

Liquidity ratio
157.68 2024
2022
2023
2024
Q1: 123.36
Med: 243.1
Q3: 571.4
Average -43 pts over 3 years

In 2024, the liquidity ratio of FD ASSURANCE FINANCE (157.68) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
FD ASSURANCE FINANCE

Positioning of FD ASSURANCE FINANCE in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of FD ASSURANCE FINANCE is estimated at 480 999 € (range 227 522€ - 2 196 195€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
193 transactions
227k€ 480k€ 2196k€
480 999 € Range: 227 522€ - 2 196 195€
NAF 5 all-time

Valuation method used

Net Income Multiple
238 986 € × 2.0x = 481 000 €
Range: 227 522€ - 2 196 196€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare FD ASSURANCE FINANCE with other companies in the same sector:

Frequently asked questions about FD ASSURANCE FINANCE

What is the revenue of FD ASSURANCE FINANCE ?

The revenue of FD ASSURANCE FINANCE in 2018 is 852 k€.

Is FD ASSURANCE FINANCE profitable?

Yes, FD ASSURANCE FINANCE generated a net profit of 239 k€ in 2024.

Where is the headquarters of FD ASSURANCE FINANCE ?

The headquarters of FD ASSURANCE FINANCE is located in HOUDAN (78550), in the department Yvelines.

Where to find the tax return of FD ASSURANCE FINANCE ?

The tax return of FD ASSURANCE FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does FD ASSURANCE FINANCE operate?

FD ASSURANCE FINANCE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.