Employees: 02 (2023.0)Legal category: SCA (commandite par actions)Size: PMECreation date: 2006-04-01 (20 years)Status: ActiveBusiness sector: Activités des agents et courtiers d'assurancesLocation: HOUDAN (78550), Yvelines
FD ASSURANCE FINANCE : revenue, balance sheet and financial ratios
FD ASSURANCE FINANCE is a French company
founded 20 years ago,
specialized in the sector Activités des agents et courtiers d'assurances.
Based in HOUDAN (78550),
this company of category PME
shows in 2018 a revenue of 852 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - FD ASSURANCE FINANCE (SIREN 492933395)
Indicator
2024
2023
2022
2020
2019
2018
2017
2016
Revenue
N/C
N/C
N/C
N/C
N/C
852 368 €
803 765 €
821 039 €
Net income
238 986 €
228 372 €
195 508 €
188 509 €
177 227 €
175 591 €
126 489 €
178 509 €
EBITDA
N/C
N/C
N/C
N/C
N/C
252 716 €
193 411 €
289 235 €
Net margin
N/C
N/C
N/C
N/C
N/C
20.6%
15.7%
21.7%
Revenue and income statement
In 2024, FD ASSURANCE FINANCE generates positive net income of 239 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 179 k€ -> 239 k€.
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
238 986 €
Loading income statement...
Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
Loading data...
Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
Loading data...
Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 91%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 42%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2024)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
91.211%
Financial autonomy (2024)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
41.726%
Asset age ratio (2024)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2022
2023
2024
Debt ratio
34.147
23.848
12.85
3.171
123.887
154.827
111.848
91.211
Financial autonomy
62.936
69.201
80.749
86.47
40.139
36.565
39.518
41.726
Repayment capacity
0.793
0.704
0.323
None
None
None
None
None
Cash flow / Revenue
22.211%
16.849%
21.48%
None%
None%
None%
None%
None%
Sector positioning
Debt ratio
91.212024
2022
2023
2024
Q1: 0.0
Med: 7.62
Q3: 47.38
Average
In 2024, the debt ratio of FD ASSURANCE FINANCE (91.21) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
41.73%2024
2022
2023
2024
Q1: 13.01%
Med: 47.62%
Q3: 76.27%
Average
In 2024, the financial autonomy of FD ASSURANCE FINANCE (41.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 157.68. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2020
2022
2023
2024
Liquidity ratio
175.994
112.168
185.265
197.521
505.163
631.656
234.605
157.679
Interest coverage
2.414
0.38
0.157
None
None
None
None
None
Sector positioning
Liquidity ratio
157.682024
2022
2023
2024
Q1: 123.36
Med: 243.1
Q3: 571.4
Average-43 pts over 3 years
In 2024, the liquidity ratio of FD ASSURANCE FINANCE (157.68) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2024)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution FD ASSURANCE FINANCE
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2022
2023
2024
Operating WCR
3 383 €
53 097 €
73 329 €
0 €
0 €
0 €
0 €
0 €
Inventory turnover (days)
0
0
0
0
0
0
0
0
Customer payment term (days)
0
0
0
0
0
0
0
0
Supplier payment term (days)
29
37
27
0
0
0
0
0
Positioning of FD ASSURANCE FINANCE in its sector
Comparison with sector Activités des agents et courtiers d'assurances
Valuation estimate
Based on 193 transactions of similar company sales
(all years),
the value of FD ASSURANCE FINANCE is estimated at
480 999 €
(range 227 522€ - 2 196 195€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2024
193 transactions
227k€480k€2196k€
480 999 €Range: 227 522€ - 2 196 195€
NAF 5 all-time
Valuation method used
Net Income Multiple
238 986 €
×
2.0x
=481 000 €
Range: 227 522€ - 2 196 196€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activités des agents et courtiers d'assurances)
Compare FD ASSURANCE FINANCE with other companies in the same sector:
Frequently asked questions about FD ASSURANCE FINANCE
What is the revenue of FD ASSURANCE FINANCE ?
The revenue of FD ASSURANCE FINANCE in 2018 is 852 k€.
Is FD ASSURANCE FINANCE profitable?
Yes, FD ASSURANCE FINANCE generated a net profit of 239 k€ in 2024.
Where is the headquarters of FD ASSURANCE FINANCE ?
The headquarters of FD ASSURANCE FINANCE is located in HOUDAN (78550), in the department Yvelines.
Where to find the tax return of FD ASSURANCE FINANCE ?
The tax return of FD ASSURANCE FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does FD ASSURANCE FINANCE operate?
FD ASSURANCE FINANCE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
Rotate your phone to landscape mode to view the chart