SIREN : 428994040
F.C.F. FINANCES is a French company founded 26 years ago, specialized in the sector Activités des sociétés holding. Based in TRELISSAC (24750), this company of category ETI shows in 2025 a revenue of 1.6 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1 588 317 € | 1 573 890 € | 1 296 839 € | 1 451 664 € | 1 073 064 € | 1 066 485 € | 894 017 € | 615 382 € |
| Net income | -1 246 828 € | -476 519 € | 674 402 € | 868 197 € | 2 558 654 € | 2 559 367 € | 2 380 883 € | 2 382 570 € |
| EBITDA | -316 928 € | -132 038 € | -144 615 € | -125 508 € | -139 888 € | -64 366 € | -12 654 € | -81 505 € |
| Net margin | -78.5% | -30.3% | 52.0% | 59.8% | 238.4% | 240.0% | 266.3% | 387.2% |
In 2025, F.C.F. FINANCES achieves revenue of 1.6 M€. Over the period 2016-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +11.1%. Vs 2024: +1%. After deducting consumption (151 k€), gross margin stands at 1.4 M€, i.e. a rate of 90%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -317 k€, representing -20.0% of revenue. Warning negative scissor effect: despite revenue change (+1%), EBITDA varies by -140%, reducing margin by 11.6 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -1.2 M€ (-78.5% of revenue), which will impact equity.
1 588 317 €
1 437 223 €
-316 928 €
-335 710 €
-1 246 828 €
-20.0%
The debt ratio (= Financial debt / Equity x 100) stands at 19%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 83%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 67.2 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 5.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
18.983%
82.767%
4.98%
67.225
27.0%
In 2025, the debt ratio of F.C.F. FINANCES (18.98) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of F.C.F. FINANCES (82.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of F.C.F. FINANCES (67.22) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1085.54. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
1085.544
-457.438
In 2025, the liquidity ratio of F.C.F. FINANCES (1085.54) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of F.C.F. FINANCES (-457.4x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 19 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 29 days. Favorable situation: supplier credit is longer than customer credit by 10 days. Inventory turnover is 41 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 759 days of revenue, i.e. 3.3 M€ to permanently finance. Over 2016-2025, WCR increased by +98%, requiring additional financing.
3 346 949 €
19 j
29 j
41 j
759 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 777 838€ to 1 988 908€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare F.C.F. FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of F.C.F. FINANCES in 2025 is 1.6 M€.
F.C.F. FINANCES recorded a net loss in 2025.
The headquarters of F.C.F. FINANCES is located in TRELISSAC (24750), in the department Dordogne.
The tax return of F.C.F. FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
F.C.F. FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.