Employees: NN (None)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 2019-11-01 (6 years)Status: ActiveBusiness sector: Services administratifs combinés de bureauLocation: VIGNEUX-DE-BRETAGNE (44360), Loire-Atlantique
Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
FBF : revenue, balance sheet and financial ratios
FBF is a French company
founded 6 years ago,
specialized in the sector Services administratifs combinés de bureau.
Based in VIGNEUX-DE-BRETAGNE (44360),
this company of category PME
shows in 2020 a net income positive of 41 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
In 2020, FBF generates positive net income of 41 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.
Net income (2020)
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Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
40 850 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 508%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 15%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
Debt ratio (2020)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
508.221%
Financial autonomy (2020)
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Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
14.767%
Solvency indicators evolution FBF
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2020
Debt ratio
508.221
Financial autonomy
14.767
Repayment capacity
None
Cash flow / Revenue
None%
Sector positioning
Debt ratio
508.222020
2020
Q1: 0.03
Med: 17.54
Q3: 128.87
Average
In 2020, the debt ratio of FBF (508.22) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
14.77%2020
2020
Q1: 8.73%
Med: 42.31%
Q3: 79.51%
Average
In 2020, the financial autonomy of FBF (14.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 111.17. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2020)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
111.166
Liquidity indicators evolution FBF
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2020
Liquidity ratio
111.166
Interest coverage
None
Sector positioning
Liquidity ratio
111.172020
2020
Q1: 106.38
Med: 259.99
Q3: 915.1
Average
In 2020, the liquidity ratio of FBF (111.17) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 225 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 3686 days. Excellent situation: suppliers finance 3461 days of the operating cycle (retail model).
Operating WCR (2020)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2020)
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Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
225 j
Supplier credit (2020)
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Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
3686 j
Inventory turnover (2020)
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Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution FBF
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2020
Operating WCR
0 €
Inventory turnover (days)
0
Customer payment term (days)
225
Supplier payment term (days)
3686
Positioning of FBF in its sector
Comparison with sector Services administratifs combinés de bureau
Valuation estimate
Based on 173 transactions of similar company sales
(all years),
the value of FBF is estimated at
143 964 €
(range 50 491€ - 389 371€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2020
173 transactions
50k€143k€389k€
143 964 €Range: 50 491€ - 389 371€
NAF 5 all-time
Valuation method used
Net Income Multiple
40 850 €
×
3.5x
=143 965 €
Range: 50 491€ - 389 372€
Only this financial indicator is available for this company.
How is this estimate calculated?
This estimate is based on the analysis of 173 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Services administratifs combinés de bureau)
Compare FBF with other companies in the same sector:
The revenue of FBF is not publicly disclosed (confidential accounts filed with INPI).
Is FBF profitable?
Yes, FBF generated a net profit of 41 k€ in 2020.
Where is the headquarters of FBF ?
The headquarters of FBF is located in VIGNEUX-DE-BRETAGNE (44360), in the department Loire-Atlantique.
Where to find the tax return of FBF ?
The tax return of FBF is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does FBF operate?
FBF operates in the sector Services administratifs combinés de bureau (NAF code 82.11Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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