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FAST PHOTO : revenue, balance sheet and financial ratios

FAST PHOTO is a French company founded 11 years ago, specialized in the sector Autres commerces de détail spécialisés divers. Based in SARCELLES (95200), this company of category PME shows in 2020 a revenue of 295 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - FAST PHOTO (SIREN 805083789)
Indicator 2021 2020
Revenue N/C 295 330 €
Net income -7 749 € -1 447 €
EBITDA N/C 7 002 €
Net margin N/C -0.5%

Revenue and income statement

In 2021, FAST PHOTO records a net loss of 8 k€. This deficit will reduce equity on the balance sheet.

Net income (2021) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-7 749 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 300%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 18%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2021) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

300.128%

Financial autonomy (2021) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

17.82%

Asset age ratio (2021) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

52.4%

Solvency indicators evolution
FAST PHOTO

Sector positioning

Debt ratio
300.13 2021
2020
2021
Q1: 0.13
Med: 30.47
Q3: 112.29
Average

In 2021, the debt ratio of FAST PHOTO (300.13) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
17.82% 2021
2020
2021
Q1: 9.23%
Med: 33.56%
Q3: 57.44%
Average

In 2021, the financial autonomy of FAST PHOTO (17.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
22.81 years 2020
2020
Q1: 0.0 years
Med: 0.0 years
Q3: 2.04 years
Average

In 2020, the repayment capacity of FAST PHOTO (22.81) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 119.45. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2021) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

119.451

Liquidity indicators evolution
FAST PHOTO

Sector positioning

Liquidity ratio
119.45 2021
2020
2021
Q1: 121.59
Med: 217.9
Q3: 380.53
Watch -14 pts over 2 years

In 2021, the liquidity ratio of FAST PHOTO (119.45) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
10.71x 2020
2020
Q1: 0.0x
Med: 0.0x
Q3: 1.35x
Excellent

In 2020, the interest coverage of FAST PHOTO (10.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2021) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2021) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2021) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2021) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
FAST PHOTO

Positioning of FAST PHOTO in its sector

Comparison with sector Autres commerces de détail spécialisés divers

Similar companies (Autres commerces de détail spécialisés divers)

Compare FAST PHOTO with other companies in the same sector:

Frequently asked questions about FAST PHOTO

What is the revenue of FAST PHOTO ?

The revenue of FAST PHOTO in 2020 is 295 k€.

Is FAST PHOTO profitable?

FAST PHOTO recorded a net loss in 2021.

Where is the headquarters of FAST PHOTO ?

The headquarters of FAST PHOTO is located in SARCELLES (95200), in the department Val-d'Oise.

Where to find the tax return of FAST PHOTO ?

The tax return of FAST PHOTO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does FAST PHOTO operate?

FAST PHOTO operates in the sector Autres commerces de détail spécialisés divers (NAF code 47.78C). See the 'Sector positioning' section above to compare the company with its competitors.