SIREN : 531540870
FAQ'TORING is a French company founded 15 years ago, specialized in the sector Activités des sociétés holding. Based in RIORGES (42153), this company of category PME shows in 2025 a revenue of 154 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 154 000 € | 288 000 € | 445 427 € | 296 632 € | 139 289 € | 56 049 € | 70 202 € | 141 729 € | 160 013 € | 148 645 € |
| Net income | 61 427 € | 469 745 € | 37 352 € | 6 460 € | 49 262 € | 184 368 € | 1 011 060 € | 234 124 € | 90 977 € | 71 687 € |
| EBITDA | 2 815 € | 336 332 € | -110 398 € | -4 021 € | 34 279 € | -94 893 € | -125 105 € | 66 690 € | 2 889 € | 27 948 € |
| Net margin | 39.9% | 163.1% | 8.4% | 2.2% | 35.4% | 328.9% | 1440.2% | 165.2% | 56.9% | 48.2% |
In 2025, FAQ'TORING achieves revenue of 154 k€. Revenue is growing positively over 10 years (CAGR: +0.4%). Significant drop of -47% vs 2024. After deducting consumption (0 €), gross margin stands at 154 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 3 k€, representing 1.8% of revenue. Warning negative scissor effect: despite revenue change (-47%), EBITDA varies by -99%, reducing margin by 115.0 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 61 k€, i.e. 39.9% of revenue. This profit can be retained or distributed to shareholders.
154 000 €
154 000 €
2 815 €
5 692 €
61 427 €
1.8%
The debt ratio (= Financial debt / Equity x 100) stands at 8%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 7%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 40.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
7.754%
6.607%
40.897%
1.065
93.3%
In 2025, the debt ratio of FAQ'TORING (7.75) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2025, the financial autonomy of FAQ'TORING (6.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of FAQ'TORING (1.06) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 167.88. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 209.7x. Operating income very largely covers interest expenses: high safety margin.
167.88
209.663
In 2025, the liquidity ratio of FAQ'TORING (167.88) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of FAQ'TORING (209.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1131 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 75 days. The gap of 1056 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 580 days of revenue, i.e. 248 k€ to permanently finance. Over 2016-2025, WCR increased by +8371%, requiring additional financing.
248 297 €
1131 j
75 j
0 j
580 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 55 048€ to 417 661€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FAQ'TORING with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FAQ'TORING in 2025 is 154 k€.
Yes, FAQ'TORING generated a net profit of 61 k€ in 2025.
The headquarters of FAQ'TORING is located in RIORGES (42153), in the department Loire.
The tax return of FAQ'TORING is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FAQ'TORING operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.