SIREN : 494565856
FANDARY is a French company founded 19 years ago, specialized in the sector Activité des économistes de la construction. Based in TOULOUSE (31000), this company of category PME shows in 2022 a revenue of 1.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 | 2020 |
|---|---|---|---|
| Revenue | 1 466 400 € | 1 418 972 € | 1 495 131 € |
| Net income | 23 656 € | 42 425 € | 37 497 € |
| EBITDA | 33 610 € | 29 690 € | 184 003 € |
| Net margin | 1.6% | 3.0% | 2.5% |
In 2022, FANDARY achieves revenue of 1.5 M€. Activity remains stable over the period (CAGR: -1.0%). Vs 2021: +3%. After deducting consumption (14 k€), gross margin stands at 1.5 M€, i.e. a rate of 99%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 34 k€, representing 2.3% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 24 k€, i.e. 1.6% of revenue. This profit can be retained or distributed to shareholders.
1 466 400 €
1 451 928 €
33 610 €
33 615 €
23 656 €
2.3%
The debt ratio (= Financial debt / Equity x 100) stands at 127%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 29%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 14.9 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 1.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
126.939%
28.535%
1.681%
14.859
9.6%
In 2022, the debt ratio of FANDARY (126.94) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2022, the financial autonomy of FANDARY (28.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2022, the repayment capacity of FANDARY (14.86) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 239.25. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 4.6x. Financial charges are adequately covered by operations.
239.252
4.603
In 2022, the liquidity ratio of FANDARY (239.25) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2022, the interest coverage of FANDARY (4.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 308 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 57 days. The gap of 251 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 236 days of revenue, i.e. 962 k€ to permanently finance.
962 310 €
308 j
57 j
0 j
236 j
Based on 98 transactions of similar company sales
(all years),
the value of FANDARY is estimated at
241 083 €
(range 71 637€ - 404 632€).
With an EBITDA of 33 610€, the sector multiple of 3.5x is applied.
The price/revenue ratio is 0.36x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 98 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FANDARY with other companies in the same sector:
Voir toutes les statistiques du secteur Activité des économistes de la construction
The revenue of FANDARY in 2022 is 1.5 M€.
Yes, FANDARY generated a net profit of 24 k€ in 2022.
The headquarters of FANDARY is located in TOULOUSE (31000), in the department Haute-Garonne.
The tax return of FANDARY is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FANDARY operates in the sector Activité des économistes de la construction (NAF code 74.90A). See the 'Sector positioning' section above to compare the company with its competitors.