SIREN : 782678882
FAMILLE ET PROVENCE is a French company founded 126 years ago, specialized in the sector Location de logements. Based in AIX-EN-PROVENCE (13090), this company of category GE shows in 2024 a revenue of 48.6 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2018 | 2016 |
|---|---|---|---|
| Revenue | 48 587 196 € | N/C | 37 255 711 € |
| Net income | -1 228 911 € | 2 108 464 € | 2 718 219 € |
| EBITDA | 17 645 385 € | -9 841 120 € | 15 444 254 € |
| Net margin | -2.5% | N/C | 7.3% |
In 2024, FAMILLE ET PROVENCE achieves revenue of 48.6 M€. Revenue is growing positively over 3 years (CAGR: +3.4%). After deducting consumption (17 k€), gross margin stands at 48.6 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 17.6 M€, representing 36.3% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Net income is negative at -1.2 M€ (-2.5% of revenue), which will impact equity.
48 587 196 €
48 569 707 €
17 645 385 €
3 754 970 €
-1 228 911 €
36.3%
The debt ratio (= Financial debt / Equity x 100) stands at 226%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 29%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 35.6 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 18.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
225.858%
29.391%
18.516%
35.609
65.6%
In 2024, the debt ratio of FAMILLE ET PROVENCE (225.86) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of FAMILLE ET PROVENCE (29.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of FAMILLE ET PROVENCE (35.61) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 281.01. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 60.4x. Operating income very largely covers interest expenses: high safety margin.
281.012
60.403
In 2024, the liquidity ratio of FAMILLE ET PROVENCE (281.01) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of FAMILLE ET PROVENCE (60.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 36 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 79 days. Excellent situation: suppliers finance 43 days of the operating cycle (retail model). Inventory turnover is 26 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 38 days of revenue, i.e. 5.1 M€ to permanently finance. Notable WCR improvement over the period (-69%), freeing up cash.
5 149 271 €
36 j
79 j
26 j
38 j
Based on 169 transactions of similar company sales in 2024, the value of FAMILLE ET PROVENCE is estimated at 76 453 860 € (range 21 963 626€ - 137 634 696€). With an EBITDA of 17 645 385€, the sector multiple of 5.6x is applied. The price/revenue ratio is 0.81x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 169 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FAMILLE ET PROVENCE with other companies in the same sector:
Voir toutes les statistiques du secteur Location de logements
The revenue of FAMILLE ET PROVENCE in 2024 is 48.6 M€.
FAMILLE ET PROVENCE recorded a net loss in 2024.
The headquarters of FAMILLE ET PROVENCE is located in AIX-EN-PROVENCE (13090), in the department Bouches-du-Rhone.
The tax return of FAMILLE ET PROVENCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FAMILLE ET PROVENCE operates in the sector Location de logements (NAF code 68.20A). See the 'Sector positioning' section above to compare the company with its competitors.