SIREN : 538113655
FA SY LA RENOVER is a French company founded 14 years ago, specialized in the sector Travaux de plâtrerie. Based in SAINT-ETIENNE (42100), this company of category PME shows in 2025 a revenue of 426 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 |
|---|---|
| Revenue | 425 725 € |
| Net income | 10 653 € |
| EBITDA | 5 878 € |
| Net margin | 2.5% |
In 2025, FA SY LA RENOVER achieves revenue of 426 k€. After deducting consumption (63 k€), gross margin stands at 363 k€, i.e. a rate of 85%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 6 k€, representing 1.4% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 11 k€, i.e. 2.5% of revenue. This profit can be retained or distributed to shareholders.
425 725 €
363 182 €
5 878 €
9 027 €
10 653 €
1.4%
The debt ratio (= Financial debt / Equity x 100) stands at 142%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 14%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.7 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 1.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
141.625%
13.864%
1.774%
2.671
5.9%
In 2025, the debt ratio of FA SY LA RENOVER (141.62) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of FA SY LA RENOVER (13.9%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.
In 2025, the repayment capacity of FA SY LA RENOVER (2.67) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 130.85. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 10.2x. Operating income very largely covers interest expenses: high safety margin.
130.85
10.157
In 2025, the liquidity ratio of FA SY LA RENOVER (130.85) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2025, the interest coverage of FA SY LA RENOVER (10.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 21 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 56 days. Excellent situation: suppliers finance 35 days of the operating cycle (retail model). Inventory turnover is 7 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 5 days of revenue, i.e. 6 k€ to permanently finance.
5 866 €
21 j
56 j
7 j
5 j
Indicative estimate only : the number of comparable transactions in this sector is limited (39 transactions). This range of 22 499€ to 59 930€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 39 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FA SY LA RENOVER with other companies in the same sector:
Voir toutes les statistiques du secteur Travaux de plâtrerie
The revenue of FA SY LA RENOVER in 2025 is 426 k€.
Yes, FA SY LA RENOVER generated a net profit of 11 k€ in 2025.
The headquarters of FA SY LA RENOVER is located in SAINT-ETIENNE (42100), in the department Loire.
The tax return of FA SY LA RENOVER is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FA SY LA RENOVER operates in the sector Travaux de plâtrerie (NAF code 43.31Z). See the 'Sector positioning' section above to compare the company with its competitors.