Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

F2L COURTAGES : revenue, balance sheet and financial ratios

F2L COURTAGES is a French company founded 9 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in SALON-DE-PROVENCE (13300), this company of category PME shows in 2022 a net income positive of 64 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - F2L COURTAGES (SIREN 823663257)
Indicator 2022
Revenue N/C
Net income 63 663 €
EBITDA N/C
Net margin N/C

Revenue and income statement

In 2022, F2L COURTAGES generates positive net income of 64 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

63 663 €

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 215%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 27%. The balance between equity and debt is satisfactory.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

215.433%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

26.527%

Solvency indicators evolution
F2L COURTAGES

Sector positioning

Debt ratio
215.43 2022
2022
Q1: 0.03
Med: 12.59
Q3: 62.94
Average

In 2022, the debt ratio of F2L COURTAGES (215.43) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
26.53% 2022
2022
Q1: 17.59%
Med: 47.12%
Q3: 73.71%
Average

In 2022, the financial autonomy of F2L COURTAGES (26.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 12.19. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

12.194

Liquidity indicators evolution
F2L COURTAGES

Sector positioning

Liquidity ratio
12.19 2022
2022
Q1: 118.8
Med: 232.91
Q3: 512.08
Watch

In 2022, the liquidity ratio of F2L COURTAGES (12.19) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Positioning of F2L COURTAGES in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of F2L COURTAGES is estimated at 128 132 € (range 60 609€ - 585 040€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2022
193 transactions
60k€ 128k€ 585k€
128 132 € Range: 60 609€ - 585 040€
NAF 5 all-time

Valuation method used

Net Income Multiple
63 663 € × 2.0x = 128 133 €
Range: 60 609€ - 585 040€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare F2L COURTAGES with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about F2L COURTAGES

What is the revenue of F2L COURTAGES ?

The revenue of F2L COURTAGES is not publicly disclosed (confidential accounts filed with INPI).

Is F2L COURTAGES profitable?

Yes, F2L COURTAGES generated a net profit of 64 k€ in 2022.

Where is the headquarters of F2L COURTAGES ?

The headquarters of F2L COURTAGES is located in SALON-DE-PROVENCE (13300), in the department Bouches-du-Rhone.

Where to find the tax return of F2L COURTAGES ?

The tax return of F2L COURTAGES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does F2L COURTAGES operate?

F2L COURTAGES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.