F. MURATET AUTO : revenue, balance sheet and financial ratios
F. MURATET AUTO is a French company
founded 29 years ago,
specialized in the sector Commerce d'autres véhicules automobiles.
Based in PAMIERS (09100),
this company of category GE
shows in 2023 a revenue of 10.8 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - F. MURATET AUTO (SIREN 412021149)
Indicator
2023
2022
2021
2020
2019
2018
2018
2017
Revenue
10 813 208 €
11 424 250 €
10 753 138 €
9 309 911 €
10 436 724 €
4 475 651 €
9 221 414 €
8 923 665 €
Net income
258 238 €
339 170 €
313 455 €
73 211 €
245 528 €
153 157 €
-89 752 €
135 684 €
EBITDA
402 078 €
492 033 €
441 178 €
118 438 €
382 278 €
191 731 €
104 011 €
229 418 €
Net margin
2.4%
3.0%
2.9%
0.8%
2.4%
3.4%
-1.0%
1.5%
Revenue and income statement
In 2023, F. MURATET AUTO achieves revenue of 10.8 M€. Revenue is growing positively over 8 years (CAGR: +3.3%). Slight decline of -5% vs 2022. After deducting consumption (8.9 M€), gross margin stands at 1.9 M€, i.e. a rate of 18%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 402 k€, representing 3.7% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 258 k€, i.e. 2.4% of revenue. This profit can be retained or distributed to shareholders.
Revenue (2023)
?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production
10 813 208 €
Gross margin (2023)
?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed
1 938 604 €
EBITDA (2023)
?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity
402 078 €
EBIT (2023)
?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals
350 711 €
Net income (2023)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
258 238 €
EBITDA margin (2023)
?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability 5-10% : Average < 5% : Low
3.7%
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 3%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 60%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 3.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
Debt ratio (2023)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
2.605%
Financial autonomy (2023)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
60.378%
Cash flow / Revenue (2023)
?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates
3.058%
Repayment capacity (2023)
?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent 3-5 years : Fair > 5 years : Warning
0.199
Asset age ratio (2023)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2017
2018
2018
2019
2020
2021
2022
2023
Debt ratio
44.682
45.178
12.21
17.793
15.247
53.142
61.697
2.605
Financial autonomy
28.898
28.33
27.265
48.28
49.297
42.6
46.74
60.378
Repayment capacity
3.171
4.869
0.902
0.545
0.001
0.003
0.0
0.199
Cash flow / Revenue
1.939%
1.146%
3.904%
2.685%
1.069%
3.145%
3.329%
3.058%
Sector positioning
Debt ratio
2.62023
2021
2022
2023
Q1: 8.46
Med: 43.39
Q3: 116.56
Excellent-27 pts over 3 years
In 2023, the debt ratio of F. MURATET AUTO (2.60) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
Financial autonomy
60.38%2023
2021
2022
2023
Q1: 17.32%
Med: 30.45%
Q3: 47.98%
Excellent+19 pts over 3 years
In 2023, the financial autonomy of F. MURATET AUTO (60.4%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
Repayment capacity
0.2 years2023
2021
2022
2023
Q1: 0.02 years
Med: 0.9 years
Q3: 3.11 years
Good
In 2023, the repayment capacity of F. MURATET AUTO (0.20) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 252.47. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 4.0x. Financial charges are adequately covered by operations.
Liquidity ratio (2023)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
252.469
Interest coverage (2023)
?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable 1.5-3 : Acceptable < 1.5 : Risk
4.044
Liquidity indicators evolution F. MURATET AUTO
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2017
2018
2018
2019
2020
2021
2022
2023
Liquidity ratio
163.447
162.918
131.097
202.13
187.818
165.223
181.652
252.469
Interest coverage
3.741
6.052
0.041
0.487
2.481
0.724
0.757
4.044
Sector positioning
Liquidity ratio
252.472023
2021
2022
2023
Q1: 140.2
Med: 186.4
Q3: 290.05
Good+37 pts over 3 years
In 2023, the liquidity ratio of F. MURATET AUTO (252.47) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Interest coverage
4.04x2023
2021
2022
2023
Q1: 0.29x
Med: 4.44x
Q3: 14.9x
Average+12 pts over 3 years
In 2023, the interest coverage of F. MURATET AUTO (4.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 10 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 47 days. Excellent situation: suppliers finance 37 days of the operating cycle (retail model). Inventory turnover is 59 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 78 days of revenue, i.e. 2.3 M€ to permanently finance. Notable WCR improvement over the period (-21%), freeing up cash.
Operating WCR (2023)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
2 344 087 €
Customer credit (2023)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
10 j
Supplier credit (2023)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
47 j
Inventory turnover (2023)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
59 j
WCR in days of revenue (2023)
?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management
78 j
WCR and payment terms evolution F. MURATET AUTO
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2017
2018
2018
2019
2020
2021
2022
2023
Operating WCR
2 958 730 €
2 949 561 €
2 587 687 €
1 639 296 €
1 419 668 €
1 560 065 €
2 147 416 €
2 344 087 €
Inventory turnover (days)
109
98
157
43
43
33
57
59
Customer payment term (days)
18
25
65
11
9
13
8
10
Supplier payment term (days)
87
83
268
45
43
43
21
47
Positioning of F. MURATET AUTO in its sector
Comparison with sector Commerce d'autres véhicules automobiles
Valuation estimate
Based on 56 transactions of similar company sales
(all years),
the value of F. MURATET AUTO is estimated at
609 391 €
(range 347 839€ - 2 310 688€).
With an EBITDA of 402 078€, the sector multiple of 0.8x is applied.
The price/revenue ratio is 0.13x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate. Medium reliability: estimate to be confirmed with in-depth analysis.
Estimated enterprise value2023
56 tx
347k€609k€2310k€
609 391 €Range: 347 839€ - 2 310 688€
NAF 5 all-time
Valuation detail by method
Ajustez les pondérations selon votre analyse
EBITDA Multiple50%
402 078 €×0.8x
Estimation320 380 €
106 106€ - 1 452 227€
Revenue Multiple30%
10 813 208 €×0.13x
Estimation1 352 096 €
951 719€ - 4 708 170€
Net Income Multiple20%
258 238 €×0.8x
Estimation217 864 €
46 355€ - 860 623€
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 56 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Commerce d'autres véhicules automobiles)
Compare F. MURATET AUTO with other companies in the same sector:
The revenue of F. MURATET AUTO in 2023 is 10.8 M€.
Is F. MURATET AUTO profitable?
Yes, F. MURATET AUTO generated a net profit of 258 k€ in 2023.
Where is the headquarters of F. MURATET AUTO ?
The headquarters of F. MURATET AUTO is located in PAMIERS (09100), in the department Ariege.
Where to find the tax return of F. MURATET AUTO ?
The tax return of F. MURATET AUTO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does F. MURATET AUTO operate?
F. MURATET AUTO operates in the sector Commerce d'autres véhicules automobiles (NAF code 45.19Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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