Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

EXPERTISES MOREL : revenue, balance sheet and financial ratios

EXPERTISES MOREL is a French company founded 12 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in EPINAL (88000), this company of category PME shows in 2025 a net income positive of 197 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - EXPERTISES MOREL (SIREN 797668571)
Indicator 2025 2024 2023 2021 2020 2019 2018
Revenue N/C N/C N/C N/C N/C N/C N/C
Net income 196 975 € 227 819 € 287 929 € 289 016 € 128 884 € 178 161 € 161 984 €
EBITDA N/C N/C N/C N/C N/C N/C N/C
Net margin N/C N/C N/C N/C N/C N/C N/C

Revenue and income statement

In 2025, EXPERTISES MOREL generates positive net income of 197 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2018-2025: 162 k€ -> 197 k€.

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

196 975 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 70%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.247%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

70.228%

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

40.5%

Solvency indicators evolution
EXPERTISES MOREL

Sector positioning

Debt ratio
0.25 2025
2023
2024
2025
Q1: 0.0
Med: 5.27
Q3: 45.01
Good -9 pts over 3 years

In 2025, the debt ratio of EXPERTISES MOREL (0.25) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
70.23% 2025
2023
2024
2025
Q1: 14.56%
Med: 50.89%
Q3: 78.66%
Good -6 pts over 3 years

In 2025, the financial autonomy of EXPERTISES MOREL (70.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 372.67. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

372.666

Liquidity indicators evolution
EXPERTISES MOREL

Sector positioning

Liquidity ratio
372.67 2025
2023
2024
2025
Q1: 157.83
Med: 327.31
Q3: 847.28
Good -11 pts over 3 years

In 2025, the liquidity ratio of EXPERTISES MOREL (372.67) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Positioning of EXPERTISES MOREL in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of EXPERTISES MOREL is estimated at 396 445 € (range 187 526€ - 1 810 129€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
193 transactions
187k€ 396k€ 1810k€
396 445 € Range: 187 526€ - 1 810 129€
NAF 5 all-time

Valuation method used

Net Income Multiple
196 975 € × 2.0x = 396 446 €
Range: 187 526€ - 1 810 130€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare EXPERTISES MOREL with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about EXPERTISES MOREL

What is the revenue of EXPERTISES MOREL ?

The revenue of EXPERTISES MOREL is not publicly disclosed (confidential accounts filed with INPI).

Is EXPERTISES MOREL profitable?

Yes, EXPERTISES MOREL generated a net profit of 197 k€ in 2025.

Where is the headquarters of EXPERTISES MOREL ?

The headquarters of EXPERTISES MOREL is located in EPINAL (88000), in the department Vosges.

Where to find the tax return of EXPERTISES MOREL ?

The tax return of EXPERTISES MOREL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does EXPERTISES MOREL operate?

EXPERTISES MOREL operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.