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EXPERTISE MONNELY VICTOR : revenue, balance sheet and financial ratios

EXPERTISE MONNELY VICTOR is a French company founded 4 years ago, specialized in the sector Évaluation des risques et dommages. Based in LE VAUCLIN (97280), this company of category PME shows in 2023 a revenue of 36 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - EXPERTISE MONNELY VICTOR (SIREN 913287207)
Indicator 2023
Revenue 36 221 €
Net income 14 243 €
EBITDA 16 790 €
Net margin 39.3%

Revenue and income statement

In 2023, EXPERTISE MONNELY VICTOR achieves revenue of 36 k€. After deducting consumption (0 €), gross margin stands at 36 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 17 k€, representing 46.4% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 14 k€, i.e. 39.3% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2023) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

36 221 €

Gross margin (2023) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

36 221 €

EBITDA (2023) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

16 790 €

EBIT (2023) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

16 790 €

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

14 243 €

EBITDA margin (2023) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

46.4%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 17%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 13%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Cash flow represents 39.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

16.829%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

13.26%

Cash flow / Revenue (2023) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

39.322%

Repayment capacity (2023) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Solvency indicators evolution
EXPERTISE MONNELY VICTOR

Sector positioning

Debt ratio
16.83 2023
2023
Q1: 0.68
Med: 17.2
Q3: 55.16
Good

In 2023, the debt ratio of EXPERTISE MONNELY VICTOR (16.83) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
13.26% 2023
2023
Q1: 21.13%
Med: 44.76%
Q3: 66.08%
Average

In 2023, the financial autonomy of EXPERTISE MONNELY VICTOR (13.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.0 years 2023
2023
Q1: 0.0 years
Med: 0.12 years
Q3: 1.54 years
Excellent

In 2023, the repayment capacity of EXPERTISE MONNELY VICTOR (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 471.52. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.2x. Danger: operating income does not cover interest charges, unsustainable situation.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

471.521

Interest coverage (2023) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.203

Liquidity indicators evolution
EXPERTISE MONNELY VICTOR

Sector positioning

Liquidity ratio
471.52 2023
2023
Q1: 125.82
Med: 167.67
Q3: 268.02
Excellent

In 2023, the liquidity ratio of EXPERTISE MONNELY VICTOR (471.52) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
0.2x 2023
2023
Q1: 0.0x
Med: 0.1x
Q3: 2.18x
Good

In 2023, the interest coverage of EXPERTISE MONNELY VICTOR (0.2x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Overall, WCR represents 257 days of revenue, i.e. 26 k€ to permanently finance.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

25 871 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2023) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

257 j

WCR and payment terms evolution
EXPERTISE MONNELY VICTOR

Positioning of EXPERTISE MONNELY VICTOR in its sector

Comparison with sector Évaluation des risques et dommages

Valuation estimate

Based on 209 transactions of similar company sales (all years), the value of EXPERTISE MONNELY VICTOR is estimated at 24 494 € (range 7 953€ - 94 585€). With an EBITDA of 16 790€, the sector multiple of 1.1x is applied. The price/revenue ratio is 0.87x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2023
209 transactions
7k€ 24k€ 94k€
24 494 € Range: 7 953€ - 94 585€
NAF 4 all-time Aggregated at NAF sub-class level

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
16 790 € × 1.1x
Estimation 18 903 €
5 177€ - 100 087€
Revenue Multiple 30%
36 221 € × 0.87x
Estimation 31 382 €
9 692€ - 64 458€
Net Income Multiple 20%
14 243 € × 2.0x
Estimation 28 144 €
12 288€ - 126 023€
How is this estimate calculated?

This estimate is based on the analysis of 209 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Évaluation des risques et dommages)

Compare EXPERTISE MONNELY VICTOR with other companies in the same sector:

Frequently asked questions about EXPERTISE MONNELY VICTOR

What is the revenue of EXPERTISE MONNELY VICTOR ?

The revenue of EXPERTISE MONNELY VICTOR in 2023 is 36 k€.

Is EXPERTISE MONNELY VICTOR profitable?

Yes, EXPERTISE MONNELY VICTOR generated a net profit of 14 k€ in 2023.

Where is the headquarters of EXPERTISE MONNELY VICTOR ?

The headquarters of EXPERTISE MONNELY VICTOR is located in LE VAUCLIN (97280), in the department Martinique.

Where to find the tax return of EXPERTISE MONNELY VICTOR ?

The tax return of EXPERTISE MONNELY VICTOR is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does EXPERTISE MONNELY VICTOR operate?

EXPERTISE MONNELY VICTOR operates in the sector Évaluation des risques et dommages (NAF code 66.21Z). See the 'Sector positioning' section above to compare the company with its competitors.