SIREN : 448928382
EXPERTISE ET PATRIMOINE is a French company founded 22 years ago, specialized in the sector Agences immobilières. Based in TOULOUSE (31000), this company of category PME shows in 2024 a revenue of 38 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 38 225 € | 38 348 € | 56 744 € | 41 477 € | 33 466 € | 44 874 € | 53 950 € | 84 374 € | 81 097 € |
| Net income | 4 746 € | -4 856 € | 3 206 € | 1 742 € | -3 525 € | -1 636 € | 1 423 € | 5 173 € | -1 942 € |
| EBITDA | 1 291 € | -7 548 € | 75 € | 1 809 € | -3 509 € | -1 565 € | 535 € | 5 887 € | -4 483 € |
| Net margin | 12.4% | -12.7% | 5.6% | 4.2% | -10.5% | -3.6% | 2.6% | 6.1% | -2.4% |
In 2024, EXPERTISE ET PATRIMOINE achieves revenue of 38 k€. Revenue is declining over the period 2016-2024 (CAGR: -9.0%). Slight decline of -0% vs 2023. After deducting consumption (0 €), gross margin stands at 38 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1 k€, representing 3.4% of revenue. Positive scissor effect: EBITDA margin improves by +23.1 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 5 k€, i.e. 12.4% of revenue. This profit can be retained or distributed to shareholders.
38 225 €
38 225 €
1 291 €
4 811 €
4 746 €
3.4%
The debt ratio (= Financial debt / Equity x 100) stands at 65%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 29%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.7 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 12.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
65.393%
28.877%
12.413%
0.711
In 2024, the debt ratio of EXPERTISE ET PATRIMOINE (65.39) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of EXPERTISE ET PATRIMOINE (28.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of EXPERTISE ET PATRIMOINE (0.71) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 234.10. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 5.1x. Operating income very largely covers interest expenses: high safety margin.
234.101
5.112
In 2024, the liquidity ratio of EXPERTISE ET PATRIMOINE (234.10) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of EXPERTISE ET PATRIMOINE (5.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 153 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 51 days. The gap of 102 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 15 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 125 days of revenue, i.e. 13 k€ to permanently finance. Over 2016-2024, WCR increased by +182%, requiring additional financing.
13 265 €
153 j
51 j
15 j
125 j
Based on 64 transactions of similar company sales
in 2024,
the value of EXPERTISE ET PATRIMOINE is estimated at
10 531 €
(range 4 953€ - 21 201€).
With an EBITDA of 1 291€, the sector multiple of 3.1x is applied.
The price/revenue ratio is 0.33x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 64 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare EXPERTISE ET PATRIMOINE with other companies in the same sector:
Voir toutes les statistiques du secteur Agences immobilières
The revenue of EXPERTISE ET PATRIMOINE in 2024 is 38 k€.
Yes, EXPERTISE ET PATRIMOINE generated a net profit of 5 k€ in 2024.
The headquarters of EXPERTISE ET PATRIMOINE is located in TOULOUSE (31000), in the department Haute-Garonne.
The tax return of EXPERTISE ET PATRIMOINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
EXPERTISE ET PATRIMOINE operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.