EXPERTISE & CONCEPT LA REUNION : revenue, balance sheet and financial ratios

EXPERTISE & CONCEPT LA REUNION is a French company founded 28 years ago, specialized in the sector Évaluation des risques et dommages. Based in SAINT-PIERRE (97410), this company of category PME shows in 2024 a revenue of 994 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - EXPERTISE & CONCEPT LA REUNION (SIREN 413516790)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017
Revenue 993 759 € 1 003 332 € 1 034 855 € N/C N/C N/C N/C N/C
Net income -10 057 € 7 319 € 36 377 € 70 678 € 5 982 € 11 837 € 44 650 € 101 614 €
EBITDA 32 736 € 143 419 € 212 023 € N/C N/C N/C N/C N/C
Net margin -1.0% 0.7% 3.5% N/C N/C N/C N/C N/C

Revenue and income statement

In 2024, EXPERTISE & CONCEPT LA REUNION achieves revenue of 994 k€. Activity remains stable over the period (CAGR: -2.0%). Slight decline of -1% vs 2023. After deducting consumption (0 €), gross margin stands at 994 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 33 k€, representing 3.3% of revenue. Warning negative scissor effect: despite revenue change (-1%), EBITDA varies by -77%, reducing margin by 11.0 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -10 k€ (-1.0% of revenue), which will impact equity.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

993 759 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

993 759 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

32 736 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-6 914 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-10 057 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

3.3%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 98%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 23%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.1 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 3.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

98.069%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

23.125%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

2.978%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

4.056

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

32.7%

Solvency indicators evolution
EXPERTISE & CONCEPT LA REUNION

Sector positioning

Debt ratio
98.07 2024
2022
2023
2024
Q1: 0.34
Med: 15.78
Q3: 51.95
Average +27 pts over 3 years

In 2024, the debt ratio of EXPERTISE & CONCEPT LA RE... (98.07) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
23.12% 2024
2022
2023
2024
Q1: 19.33%
Med: 44.34%
Q3: 61.51%
Average -43 pts over 3 years

In 2024, the financial autonomy of EXPERTISE & CONCEPT LA RE... (23.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
4.06 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.14 years
Q3: 1.8 years
Watch +50 pts over 3 years

In 2024, the repayment capacity of EXPERTISE & CONCEPT LA RE... (4.06) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 165.96. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.6x. Danger: operating income does not cover interest charges, unsustainable situation.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

165.962

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.599

Liquidity indicators evolution
EXPERTISE & CONCEPT LA REUNION

Sector positioning

Liquidity ratio
165.96 2024
2022
2023
2024
Q1: 124.63
Med: 157.8
Q3: 244.91
Good -23 pts over 3 years

In 2024, the liquidity ratio of EXPERTISE & CONCEPT LA RE... (165.96) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
0.6x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.2x
Q3: 4.37x
Good +13 pts over 3 years

In 2024, the interest coverage of EXPERTISE & CONCEPT LA RE... (0.6x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 44 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 113 days. Excellent situation: suppliers finance 69 days of the operating cycle (retail model). Inventory turnover is 38 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 108 days of revenue, i.e. 299 k€ to permanently finance.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

299 151 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

44 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

113 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

38 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

108 j

WCR and payment terms evolution
EXPERTISE & CONCEPT LA REUNION

Positioning of EXPERTISE & CONCEPT LA REUNION in its sector

Comparison with sector Évaluation des risques et dommages

Valuation estimate

Based on 209 transactions of similar company sales (all years), the value of EXPERTISE & CONCEPT LA REUNION is estimated at 345 904 € (range 106 024€ - 785 142€). With an EBITDA of 32 736€, the sector multiple of 1.1x is applied. The price/revenue ratio is 0.87x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
209 transactions
106k€ 345k€ 785k€
345 904 € Range: 106 024€ - 785 142€
NAF 4 all-time Aggregated at NAF sub-class level

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
32 736 € × 1.1x
Estimation 36 856 €
10 094€ - 195 143€
Revenue Multiple 30%
993 759 € × 0.87x
Estimation 860 984 €
265 908€ - 1 768 475€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 209 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Évaluation des risques et dommages)

Compare EXPERTISE & CONCEPT LA REUNION with other companies in the same sector:

Voir toutes les statistiques du secteur Évaluation des risques et dommages

Frequently asked questions about EXPERTISE & CONCEPT LA REUNION

What is the revenue of EXPERTISE & CONCEPT LA REUNION ?

The revenue of EXPERTISE & CONCEPT LA REUNION in 2024 is 994 k€.

Is EXPERTISE & CONCEPT LA REUNION profitable?

EXPERTISE & CONCEPT LA REUNION recorded a net loss in 2024.

Where is the headquarters of EXPERTISE & CONCEPT LA REUNION ?

The headquarters of EXPERTISE & CONCEPT LA REUNION is located in SAINT-PIERRE (97410), in the department La Reunion.

Where to find the tax return of EXPERTISE & CONCEPT LA REUNION ?

The tax return of EXPERTISE & CONCEPT LA REUNION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does EXPERTISE & CONCEPT LA REUNION operate?

EXPERTISE & CONCEPT LA REUNION operates in the sector Évaluation des risques et dommages (NAF code 66.21Z). See the 'Sector positioning' section above to compare the company with its competitors.