EXPERT HABITAT : revenue, balance sheet and financial ratios

EXPERT HABITAT is a French company founded 9 years ago, specialized in the sector Travaux de couverture par éléments. Based in CASTELNAU-LE-LEZ (34170), this company of category PME shows in 2019 a revenue of 5.6 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-11

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - EXPERT HABITAT (SIREN 823504386)
Indicator 2020 2019 2018 2017
Revenue N/C 5 616 373 € 4 192 455 € 2 703 820 €
Net income 69 488 € 246 821 € 155 923 € 58 352 €
EBITDA N/C 387 303 € 220 787 € 200 319 €
Net margin N/C 4.4% 3.7% 2.2%

Revenue and income statement

In 2020, EXPERT HABITAT generates positive net income of 69 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2017-2020: 58 k€ -> 69 k€.

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

69 488 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 221%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 11%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

221.471%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

11.024%

Asset age ratio (2020) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

43.4%

Solvency indicators evolution
EXPERT HABITAT

Sector positioning

Debt ratio
221.47 2020
2018
2019
2020
Q1: 5.74
Med: 29.76
Q3: 84.87
Average +50 pts over 3 years

In 2020, the debt ratio of EXPERT HABITAT (221.47) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
11.02% 2020
2018
2019
2020
Q1: 17.0%
Med: 36.58%
Q3: 56.0%
Average

In 2020, the financial autonomy of EXPERT HABITAT (11.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.58 years 2019
2018
2019
Q1: 0.0 years
Med: 0.3 years
Q3: 1.4 years
Average +29 pts over 2 years

In 2019, the repayment capacity of EXPERT HABITAT (0.58) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 148.50. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

148.498

Liquidity indicators evolution
EXPERT HABITAT

Sector positioning

Liquidity ratio
148.5 2020
2018
2019
2020
Q1: 154.92
Med: 217.1
Q3: 309.41
Watch

In 2020, the liquidity ratio of EXPERT HABITAT (148.50) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
1.53x 2019
2018
2019
Q1: 0.0x
Med: 0.57x
Q3: 2.99x
Good -15 pts over 2 years

In 2019, the interest coverage of EXPERT HABITAT (1.5x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
EXPERT HABITAT

Positioning of EXPERT HABITAT in its sector

Comparison with sector Travaux de couverture par éléments

Valuation estimate

Based on 113 transactions of similar company sales (all years), the value of EXPERT HABITAT is estimated at 187 507 € (range 95 178€ - 333 205€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2020
113 transactions
95k€ 187k€ 333k€
187 507 € Range: 95 178€ - 333 205€
NAF 5 all-time

Valuation method used

Net Income Multiple
69 488 € × 2.7x = 187 507 €
Range: 95 179€ - 333 206€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux de couverture par éléments)

Compare EXPERT HABITAT with other companies in the same sector:

Voir toutes les statistiques du secteur Travaux de couverture par éléments

Frequently asked questions about EXPERT HABITAT

What is the revenue of EXPERT HABITAT ?

The revenue of EXPERT HABITAT in 2019 is 5.6 M€.

Is EXPERT HABITAT profitable?

Yes, EXPERT HABITAT generated a net profit of 69 k€ in 2020.

Where is the headquarters of EXPERT HABITAT ?

The headquarters of EXPERT HABITAT is located in CASTELNAU-LE-LEZ (34170), in the department Herault.

Where to find the tax return of EXPERT HABITAT ?

The tax return of EXPERT HABITAT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does EXPERT HABITAT operate?

EXPERT HABITAT operates in the sector Travaux de couverture par éléments (NAF code 43.91B). See the 'Sector positioning' section above to compare the company with its competitors.