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EXPERT CONSEILS LUDOVIC BOUILLARD FINANCES : revenue, balance sheet and financial ratios

EXPERT CONSEILS LUDOVIC BOUILLARD FINANCES is a French company founded 7 years ago, specialized in the sector Activités des sièges sociaux. Based in SAINT-QUENTIN (02100), this company of category PME shows in 2024 a revenue of 149 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - EXPERT CONSEILS LUDOVIC BOUILLARD FINANCES (SIREN 848478533)
Indicator 2024 2019
Revenue 148 841 € N/C
Net income 67 559 € 0 €
EBITDA -1 794 € N/C
Net margin 45.4% N/C

Revenue and income statement

In 2024, EXPERT CONSEILS LUDOVIC BOUILLARD FINANCES achieves revenue of 149 k€. After deducting consumption (0 €), gross margin stands at 149 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -2 k€, representing -1.2% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 68 k€, i.e. 45.4% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

148 841 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

148 841 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-1 794 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-2 038 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

67 559 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-1.2%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 77%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 45%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.4 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 45.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

76.86%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

44.74%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

45.389%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

4.423

Solvency indicators evolution
EXPERT CONSEILS LUDOVIC BOUILLARD FINANCES

Sector positioning

Debt ratio
76.86 2024
2019
2024
Q1: 0.06
Med: 14.61
Q3: 89.57
Average

In 2024, the debt ratio of EXPERT CONSEILS LUDOVIC B... (76.86) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
44.74% 2024
2019
2024
Q1: 11.57%
Med: 51.97%
Q3: 85.24%
Average +8 pts over 2 years

In 2024, the financial autonomy of EXPERT CONSEILS LUDOVIC B... (44.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
4.42 years 2024
2024
Q1: 0.0 years
Med: 0.2 years
Q3: 3.73 years
Average

In 2024, the repayment capacity of EXPERT CONSEILS LUDOVIC B... (4.42) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 81.97. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

81.971

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-103.456

Liquidity indicators evolution
EXPERT CONSEILS LUDOVIC BOUILLARD FINANCES

Sector positioning

Liquidity ratio
81.97 2024
2019
2024
Q1: 116.63
Med: 458.65
Q3: 2184.57
Average -34 pts over 2 years

In 2024, the liquidity ratio of EXPERT CONSEILS LUDOVIC B... (81.97) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
-103.46x 2024
2024
Q1: -45.56x
Med: 0.0x
Q3: 2.85x
Average

In 2024, the interest coverage of EXPERT CONSEILS LUDOVIC B... (-103.5x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 121 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 21 days. The gap of 100 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. WCR is negative (-177 days): operations structurally generate cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-73 127 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

121 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

21 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-177 j

WCR and payment terms evolution
EXPERT CONSEILS LUDOVIC BOUILLARD FINANCES

Positioning of EXPERT CONSEILS LUDOVIC BOUILLARD FINANCES in its sector

Comparison with sector Activités des sièges sociaux

Valuation estimate

Based on 103 transactions of similar company sales in 2024, the value of EXPERT CONSEILS LUDOVIC BOUILLARD FINANCES is estimated at 290 661 € (range 104 296€ - 759 962€). The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
103 transactions
104k€ 290k€ 759k€
290 661 € Range: 104 296€ - 759 962€
NAF 5 année 2024

Valuation detail by method

Ajustez les pondérations selon votre analyse

Revenue Multiple 30%
148 841 € × 0.38x
Estimation 56 205 €
26 789€ - 113 515€
Net Income Multiple 20%
67 559 € × 9.5x
Estimation 642 346 €
220 558€ - 1 729 635€
How is this estimate calculated?

This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des sièges sociaux)

Compare EXPERT CONSEILS LUDOVIC BOUILLARD FINANCES with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sièges sociaux

Frequently asked questions about EXPERT CONSEILS LUDOVIC BOUILLARD FINANCES

What is the revenue of EXPERT CONSEILS LUDOVIC BOUILLARD FINANCES ?

The revenue of EXPERT CONSEILS LUDOVIC BOUILLARD FINANCES in 2024 is 149 k€.

Is EXPERT CONSEILS LUDOVIC BOUILLARD FINANCES profitable?

Yes, EXPERT CONSEILS LUDOVIC BOUILLARD FINANCES generated a net profit of 68 k€ in 2024.

Where is the headquarters of EXPERT CONSEILS LUDOVIC BOUILLARD FINANCES ?

The headquarters of EXPERT CONSEILS LUDOVIC BOUILLARD FINANCES is located in SAINT-QUENTIN (02100), in the department Aisne.

Where to find the tax return of EXPERT CONSEILS LUDOVIC BOUILLARD FINANCES ?

The tax return of EXPERT CONSEILS LUDOVIC BOUILLARD FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does EXPERT CONSEILS LUDOVIC BOUILLARD FINANCES operate?

EXPERT CONSEILS LUDOVIC BOUILLARD FINANCES operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.