EXPAD : revenue, balance sheet and financial ratios

EXPAD is a French company founded 17 years ago, specialized in the sector Évaluation des risques et dommages. Based in BIARD (86580), this company of category PME shows in 2020 a revenue of 5.8 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - EXPAD (SIREN 509311619)
Indicator 2024 2023 2020 2019 2018 2017 2016 2015
Revenue N/C N/C 5 771 932 € 5 571 383 € 4 389 413 € 4 073 865 € 3 654 804 € 3 036 526 €
Net income 589 594 € 719 308 € 278 745 € 225 523 € 246 796 € 154 022 € 216 413 € 213 275 €
EBITDA N/C N/C 405 232 € 319 648 € 252 227 € 104 009 € 256 602 € 320 144 €
Net margin N/C N/C 4.8% 4.0% 5.6% 3.8% 5.9% 7.0%

Revenue and income statement

In 2024, EXPAD generates positive net income of 590 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2015-2024: 213 k€ -> 590 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

589 594 €

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 24%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 57%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

24.279%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

57.124%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

51.7%

Solvency indicators evolution
EXPAD

Sector positioning

Debt ratio
24.28 2024
2020
2023
2024
Q1: 0.34
Med: 15.78
Q3: 51.95
Average

In 2024, the debt ratio of EXPAD (24.28) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
57.12% 2024
2020
2023
2024
Q1: 19.33%
Med: 44.34%
Q3: 61.51%
Good +6 pts over 3 years

In 2024, the financial autonomy of EXPAD (57.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
4.31 years 2020
2020
Q1: 0.0 years
Med: 0.12 years
Q3: 2.41 years
Watch

In 2020, the repayment capacity of EXPAD (4.31) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 113.55. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

113.553

Liquidity indicators evolution
EXPAD

Sector positioning

Liquidity ratio
113.55 2024
2020
2023
2024
Q1: 124.63
Med: 157.8
Q3: 244.91
Watch

In 2024, the liquidity ratio of EXPAD (113.55) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
2.07x 2020
2020
Q1: 0.0x
Med: 0.02x
Q3: 1.34x
Excellent

In 2020, the interest coverage of EXPAD (2.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
EXPAD

Positioning of EXPAD in its sector

Comparison with sector Évaluation des risques et dommages

Valuation estimate

Based on 209 transactions of similar company sales (all years), the value of EXPAD is estimated at 1 165 041 € (range 508 666€ - 5 216 775€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
209 transactions
508k€ 1165k€ 5216k€
1 165 041 € Range: 508 666€ - 5 216 775€
NAF 4 all-time Aggregated at NAF sub-class level

Valuation method used

Net Income Multiple
589 594 € × 2.0x = 1 165 042 €
Range: 508 667€ - 5 216 776€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 209 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Évaluation des risques et dommages)

Compare EXPAD with other companies in the same sector:

Frequently asked questions about EXPAD

What is the revenue of EXPAD ?

The revenue of EXPAD in 2020 is 5.8 M€.

Is EXPAD profitable?

Yes, EXPAD generated a net profit of 590 k€ in 2024.

Where is the headquarters of EXPAD ?

The headquarters of EXPAD is located in BIARD (86580), in the department Vienne.

Where to find the tax return of EXPAD ?

The tax return of EXPAD is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does EXPAD operate?

EXPAD operates in the sector Évaluation des risques et dommages (NAF code 66.21Z). See the 'Sector positioning' section above to compare the company with its competitors.