EUROPEENNE D'ASSURANCE REASSUR DIVERSES : revenue, balance sheet and financial ratios

EUROPEENNE D'ASSURANCE REASSUR DIVERSES is a French company founded 30 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS (75017), this company of category PME shows in 2022 a revenue of 1.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - EUROPEENNE D'ASSURANCE REASSUR DIVERSES (SIREN 404098741)
Indicator 2023 2022 2021 2020 2019 2018 2017 2016 2015
Revenue N/C 1 235 587 € N/C N/C 629 088 € 682 945 € 816 391 € 974 243 € 868 464 €
Net income -21 807 € -50 171 € 18 349 € -127 297 € 11 866 € -6 967 € 40 184 € 45 868 € -1 867 €
EBITDA N/C -8 459 € N/C N/C 6 891 € -3 639 € 38 456 € 48 182 € 345 €
Net margin N/C -4.1% N/C N/C 1.9% -1.0% 4.9% 4.7% -0.2%

Revenue and income statement

In 2023, EUROPEENNE D'ASSURANCE REASSUR DIVERSES records a net loss of 22 k€. This deficit will reduce equity on the balance sheet.

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-21 807 €

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 29%. The balance between equity and debt is satisfactory.

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

29.456%

Solvency indicators evolution
EUROPEENNE D'ASSURANCE REASSUR DIVERSES

Sector positioning

Debt ratio
0.0 2023
2021
2022
2023
Q1: 0.0
Med: 8.56
Q3: 49.67
Excellent

In 2023, the debt ratio of EUROPEENNE D'ASSURANCE RE... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
29.46% 2023
2021
2022
2023
Q1: 14.09%
Med: 47.12%
Q3: 74.18%
Average -20 pts over 3 years

In 2023, the financial autonomy of EUROPEENNE D'ASSURANCE RE... (29.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.0 years 2022
2022
Q1: 0.0 years
Med: 0.15 years
Q3: 2.38 years
Excellent

In 2022, the repayment capacity of EUROPEENNE D'ASSURANCE RE... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 183.12. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

183.119

Liquidity indicators evolution
EUROPEENNE D'ASSURANCE REASSUR DIVERSES

Sector positioning

Liquidity ratio
183.12 2023
2021
2022
2023
Q1: 123.5
Med: 243.58
Q3: 584.99
Average -11 pts over 3 years

In 2023, the liquidity ratio of EUROPEENNE D'ASSURANCE RE... (183.12) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
0.0x 2022
2022
Q1: 0.0x
Med: 0.0x
Q3: 2.09x
Average

In 2022, the interest coverage of EUROPEENNE D'ASSURANCE RE... (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
EUROPEENNE D'ASSURANCE REASSUR DIVERSES

Positioning of EUROPEENNE D'ASSURANCE REASSUR DIVERSES in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Similar companies (Activités des agents et courtiers d'assurances)

Compare EUROPEENNE D'ASSURANCE REASSUR DIVERSES with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about EUROPEENNE D'ASSURANCE REASSUR DIVERSES

What is the revenue of EUROPEENNE D'ASSURANCE REASSUR DIVERSES ?

The revenue of EUROPEENNE D'ASSURANCE REASSUR DIVERSES in 2022 is 1.2 M€.

Is EUROPEENNE D'ASSURANCE REASSUR DIVERSES profitable?

EUROPEENNE D'ASSURANCE REASSUR DIVERSES recorded a net loss in 2023.

Where is the headquarters of EUROPEENNE D'ASSURANCE REASSUR DIVERSES ?

The headquarters of EUROPEENNE D'ASSURANCE REASSUR DIVERSES is located in PARIS (75017), in the department Paris.

Where to find the tax return of EUROPEENNE D'ASSURANCE REASSUR DIVERSES ?

The tax return of EUROPEENNE D'ASSURANCE REASSUR DIVERSES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does EUROPEENNE D'ASSURANCE REASSUR DIVERSES operate?

EUROPEENNE D'ASSURANCE REASSUR DIVERSES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.