EUROPEENNE D INVESTISSEMENTS : revenue, balance sheet and financial ratios

EUROPEENNE D INVESTISSEMENTS is a French company founded 34 years ago, specialized in the sector Commerce de détail d'autres équipements du foyer. Based in VOIRON (38500), this company of category PME shows in 2025 a revenue of 4.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - EUROPEENNE D INVESTISSEMENTS (SIREN 382735694)
Indicator 2025 2024 2023 2022 2021 2020 2018 2017 2016
Revenue 4 080 079 € 4 273 131 € 4 737 041 € 4 634 806 € 3 935 240 € 5 079 450 € 5 112 598 € 5 058 718 € 5 066 149 €
Net income 844 € 51 880 € -22 159 € 74 438 € 133 719 € 271 638 € 319 837 € 339 896 € 408 000 €
EBITDA 353 343 € 402 959 € 174 942 € 357 311 € 402 424 € 568 562 € 492 694 € 520 695 € 660 776 €
Net margin 0.0% 1.2% -0.5% 1.6% 3.4% 5.3% 6.3% 6.7% 8.1%

Revenue and income statement

In 2025, EUROPEENNE D INVESTISSEMENTS achieves revenue of 4.1 M€. Activity remains stable over the period (CAGR: -2.4%). Slight decline of -5% vs 2024. After deducting consumption (2.2 M€), gross margin stands at 1.9 M€, i.e. a rate of 47%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 353 k€, representing 8.7% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 844 €, i.e. 0.0% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

4 080 079 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 906 505 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

353 343 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-6 632 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

844 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

8.7%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 51%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 38%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 7.0 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 1.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

51.03%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

38.096%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

1.332%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

6.987

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

63.1%

Solvency indicators evolution
EUROPEENNE D INVESTISSEMENTS

Sector positioning

Debt ratio
51.03 2025
2023
2024
2025
Q1: 4.17
Med: 25.4
Q3: 75.38
Average

In 2025, the debt ratio of EUROPEENNE D INVESTISSEMENTS (51.03) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
38.1% 2025
2023
2024
2025
Q1: 17.0%
Med: 39.32%
Q3: 61.31%
Average -5 pts over 3 years

In 2025, the financial autonomy of EUROPEENNE D INVESTISSEMENTS (38.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
6.99 years 2025
2023
2024
2025
Q1: 0.0 years
Med: 0.7 years
Q3: 2.9 years
Watch +52 pts over 3 years

In 2025, the repayment capacity of EUROPEENNE D INVESTISSEMENTS (6.99) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 156.27. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2.6x. Financial charges are adequately covered by operations.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

156.267

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

2.587

Liquidity indicators evolution
EUROPEENNE D INVESTISSEMENTS

Sector positioning

Liquidity ratio
156.27 2025
2023
2024
2025
Q1: 150.13
Med: 231.44
Q3: 355.13
Average -12 pts over 3 years

In 2025, the liquidity ratio of EUROPEENNE D INVESTISSEMENTS (156.27) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
2.59x 2025
2023
2024
2025
Q1: 0.0x
Med: 1.25x
Q3: 10.3x
Good -10 pts over 3 years

In 2025, the interest coverage of EUROPEENNE D INVESTISSEMENTS (2.6x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 73 days. Excellent situation: suppliers finance 72 days of the operating cycle (retail model). Inventory turnover is 59 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 106 days of revenue, i.e. 1.2 M€ to permanently finance. Over 2016-2025, WCR increased by +69%, requiring additional financing.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

1 199 421 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

1 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

73 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

59 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

106 j

WCR and payment terms evolution
EUROPEENNE D INVESTISSEMENTS

Positioning of EUROPEENNE D INVESTISSEMENTS in its sector

Comparison with sector Commerce de détail d'autres équipements du foyer

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (39 transactions). This range of 283 042€ to 1 492 981€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2025
Indicative
283k€ 554k€ 1492k€
554 521 € Range: 283 042€ - 1 492 981€
NAF 5 année 2025

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 39 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de détail d'autres équipements du foyer)

Compare EUROPEENNE D INVESTISSEMENTS with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de détail d'autres équipements du foyer

Frequently asked questions about EUROPEENNE D INVESTISSEMENTS

What is the revenue of EUROPEENNE D INVESTISSEMENTS ?

The revenue of EUROPEENNE D INVESTISSEMENTS in 2025 is 4.1 M€.

Is EUROPEENNE D INVESTISSEMENTS profitable?

Yes, EUROPEENNE D INVESTISSEMENTS generated a net profit of 844€ in 2025.

Where is the headquarters of EUROPEENNE D INVESTISSEMENTS ?

The headquarters of EUROPEENNE D INVESTISSEMENTS is located in VOIRON (38500), in the department Isere.

Where to find the tax return of EUROPEENNE D INVESTISSEMENTS ?

The tax return of EUROPEENNE D INVESTISSEMENTS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does EUROPEENNE D INVESTISSEMENTS operate?

EUROPEENNE D INVESTISSEMENTS operates in the sector Commerce de détail d'autres équipements du foyer (NAF code 47.59B). See the 'Sector positioning' section above to compare the company with its competitors.