Employees: 11 (2023.0)Legal category: SCA (commandite par actions)Size: PMECreation date: 2001-11-05 (24 years)Status: ActiveBusiness sector: Activités des agents et courtiers d'assurancesLocation: MARSEILLE (13002), Bouches-du-Rhone
EUROPEAN TRANSPORT AND INSURANCE CONSULTANTS : revenue, balance sheet and financial ratios
EUROPEAN TRANSPORT AND INSURANCE CONSULTANTS is a French company
founded 24 years ago,
specialized in the sector Activités des agents et courtiers d'assurances.
Based in MARSEILLE (13002),
this company of category PME
shows in 2017 a revenue of 2.8 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - EUROPEAN TRANSPORT AND INSURANCE CONSULTANTS (SIREN 439748476)
Indicator
2024
2023
2022
2021
2019
2018
2017
2016
Revenue
N/C
N/C
N/C
N/C
N/C
N/C
2 755 654 €
2 933 576 €
Net income
251 777 €
366 645 €
184 932 €
104 856 €
93 675 €
68 160 €
75 560 €
263 139 €
EBITDA
N/C
N/C
N/C
N/C
N/C
N/C
130 290 €
387 207 €
Net margin
N/C
N/C
N/C
N/C
N/C
N/C
2.7%
9.0%
Revenue and income statement
In 2024, EUROPEAN TRANSPORT AND INSURANCE CONSULTANTS generates positive net income of 252 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 263 k€ -> 252 k€.
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
251 777 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 15%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 37%. The balance between equity and debt is satisfactory.
Debt ratio (2024)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
14.919%
Financial autonomy (2024)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
36.657%
Asset age ratio (2024)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Solvency indicators evolution EUROPEAN TRANSPORT AND INSURANCE CONSULTANTS
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2021
2022
2023
2024
Debt ratio
0.0
0.252
0.0
3.957
1.622
0.0
0.003
14.919
Financial autonomy
40.942
28.682
42.416
40.186
46.328
36.292
33.575
36.657
Repayment capacity
0.0
0.033
None
None
None
None
None
None
Cash flow / Revenue
6.766%
1.216%
None%
None%
None%
None%
None%
None%
Sector positioning
Debt ratio
14.922024
2022
2023
2024
Q1: 0.0
Med: 7.61
Q3: 47.45
Average+30 pts over 3 years
In 2024, the debt ratio of EUROPEAN TRANSPORT AND IN... (14.92) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
36.66%2024
2022
2023
2024
Q1: 13.11%
Med: 47.63%
Q3: 76.27%
Average
In 2024, the financial autonomy of EUROPEAN TRANSPORT AND IN... (36.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 149.41. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
149.408
Liquidity indicators evolution EUROPEAN TRANSPORT AND INSURANCE CONSULTANTS
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2021
2022
2023
2024
Liquidity ratio
155.381
129.505
156.09
172.272
189.636
156.807
151.561
149.408
Interest coverage
5.649
15.308
None
None
None
None
None
None
Sector positioning
Liquidity ratio
149.412024
2022
2023
2024
Q1: 123.28
Med: 242.89
Q3: 571.56
Average
In 2024, the liquidity ratio of EUROPEAN TRANSPORT AND IN... (149.41) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2024)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution EUROPEAN TRANSPORT AND INSURANCE CONSULTANTS
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2021
2022
2023
2024
Operating WCR
541 421 €
309 984 €
0 €
0 €
0 €
0 €
0 €
0 €
Inventory turnover (days)
13
10
0
0
0
0
0
0
Customer payment term (days)
70
88
0
0
0
0
0
0
Supplier payment term (days)
91
90
0
0
0
0
0
0
Positioning of EUROPEAN TRANSPORT AND INSURANCE CONSULTANTS in its sector
Comparison with sector Activités des agents et courtiers d'assurances
Valuation estimate
Based on 193 transactions of similar company sales
(all years),
the value of EUROPEAN TRANSPORT AND INSURANCE CONSULTANTS is estimated at
506 743 €
(range 239 699€ - 2 313 740€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2024
193 transactions
239k€506k€2313k€
506 743 €Range: 239 699€ - 2 313 740€
NAF 5 all-time
Valuation method used
Net Income Multiple
251 777 €
×
2.0x
=506 744 €
Range: 239 700€ - 2 313 740€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activités des agents et courtiers d'assurances)
Compare EUROPEAN TRANSPORT AND INSURANCE CONSULTANTS with other companies in the same sector:
Frequently asked questions about EUROPEAN TRANSPORT AND INSURANCE CONSULTANTS
What is the revenue of EUROPEAN TRANSPORT AND INSURANCE CONSULTANTS ?
The revenue of EUROPEAN TRANSPORT AND INSURANCE CONSULTANTS in 2017 is 2.8 M€.
Is EUROPEAN TRANSPORT AND INSURANCE CONSULTANTS profitable?
Yes, EUROPEAN TRANSPORT AND INSURANCE CONSULTANTS generated a net profit of 252 k€ in 2024.
Where is the headquarters of EUROPEAN TRANSPORT AND INSURANCE CONSULTANTS ?
The headquarters of EUROPEAN TRANSPORT AND INSURANCE CONSULTANTS is located in MARSEILLE (13002), in the department Bouches-du-Rhone.
Where to find the tax return of EUROPEAN TRANSPORT AND INSURANCE CONSULTANTS ?
The tax return of EUROPEAN TRANSPORT AND INSURANCE CONSULTANTS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does EUROPEAN TRANSPORT AND INSURANCE CONSULTANTS operate?
EUROPEAN TRANSPORT AND INSURANCE CONSULTANTS operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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