EUROPE COURSES EXPRESS 95 : revenue, balance sheet and financial ratios

EUROPE COURSES EXPRESS 95 is a French company founded 22 years ago, specialized in the sector Transports routiers de fret interurbains. Based in COMBS-LA-VILLE (77380), this company of category PME shows in 2024 a revenue of 1.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - EUROPE COURSES EXPRESS 95 (SIREN 450891635)
Indicator 2024 2023 2021 2020 2019 2018 2017 2016
Revenue 1 332 509 € 1 409 570 € 1 680 869 € 1 429 812 € 1 654 040 € 1 708 146 € 1 615 063 € 1 500 276 €
Net income -52 110 € -26 537 € 31 184 € 12 556 € 18 648 € 36 423 € 64 850 € -7 424 €
EBITDA -33 729 € -244 € 80 241 € 57 587 € 54 239 € 44 196 € 52 158 € 61 027 €
Net margin -3.9% -1.9% 1.9% 0.9% 1.1% 2.1% 4.0% -0.5%

Revenue and income statement

In 2024, EUROPE COURSES EXPRESS 95 achieves revenue of 1.3 M€. Activity remains stable over the period (CAGR: -1.5%). Slight decline of -5% vs 2023. After deducting consumption (0 €), gross margin stands at 1.3 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -34 k€, representing -2.5% of revenue. Warning negative scissor effect: despite revenue change (-5%), EBITDA varies by -13723%, reducing margin by 2.5 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -52 k€ (-3.9% of revenue), which will impact equity.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

1 332 509 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 332 509 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-33 729 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-91 508 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-52 110 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-2.5%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 25%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 54%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 25.9 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 0.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

25.494%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

53.615%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

0.334%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

25.893

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

39.3%

Solvency indicators evolution
EUROPE COURSES EXPRESS 95

Sector positioning

Debt ratio
25.49 2024
2021
2023
2024
Q1: 3.42
Med: 30.72
Q3: 89.85
Good +14 pts over 3 years

In 2024, the debt ratio of EUROPE COURSES EXPRESS 95 (25.49) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
53.62% 2024
2021
2023
2024
Q1: 17.96%
Med: 34.26%
Q3: 52.09%
Excellent

In 2024, the financial autonomy of EUROPE COURSES EXPRESS 95 (53.6%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
25.89 years 2024
2021
2023
2024
Q1: -0.01 years
Med: 0.02 years
Q3: 1.91 years
Watch +15 pts over 3 years

In 2024, the repayment capacity of EUROPE COURSES EXPRESS 95 (25.89) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 250.33. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

250.334

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-15.865

Liquidity indicators evolution
EUROPE COURSES EXPRESS 95

Sector positioning

Liquidity ratio
250.33 2024
2021
2023
2024
Q1: 122.42
Med: 168.88
Q3: 241.43
Excellent

In 2024, the liquidity ratio of EUROPE COURSES EXPRESS 95 (250.33) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
-15.87x 2024
2021
2023
2024
Q1: -0.19x
Med: 0.0x
Q3: 4.8x
Average -34 pts over 3 years

In 2024, the interest coverage of EUROPE COURSES EXPRESS 95 (-15.9x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 97 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 29 days. The gap of 68 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 60 days of revenue, i.e. 220 k€ to permanently finance. Notable WCR improvement over the period (-49%), freeing up cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

220 277 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

97 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

29 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

60 j

WCR and payment terms evolution
EUROPE COURSES EXPRESS 95

Positioning of EUROPE COURSES EXPRESS 95 in its sector

Comparison with sector Transports routiers de fret interurbains

Valuation estimate

Based on 71 transactions of similar company sales in 2024, the value of EUROPE COURSES EXPRESS 95 is estimated at 302 058 € (range 141 098€ - 492 570€). The price/revenue ratio is 0.23x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
71 tx
141k€ 302k€ 492k€
302 058 € Range: 141 098€ - 492 570€
NAF 5 année 2024

Valuation method used

Revenue Multiple
1 332 509 € × 0.23x = 302 059 €
Range: 141 099€ - 492 570€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 71 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Transports routiers de fret interurbains)

Compare EUROPE COURSES EXPRESS 95 with other companies in the same sector:

Voir toutes les statistiques du secteur Transports routiers de fret interurbains

Frequently asked questions about EUROPE COURSES EXPRESS 95

What is the revenue of EUROPE COURSES EXPRESS 95 ?

The revenue of EUROPE COURSES EXPRESS 95 in 2024 is 1.3 M€.

Is EUROPE COURSES EXPRESS 95 profitable?

EUROPE COURSES EXPRESS 95 recorded a net loss in 2024.

Where is the headquarters of EUROPE COURSES EXPRESS 95 ?

The headquarters of EUROPE COURSES EXPRESS 95 is located in COMBS-LA-VILLE (77380), in the department Seine-et-Marne.

Where to find the tax return of EUROPE COURSES EXPRESS 95 ?

The tax return of EUROPE COURSES EXPRESS 95 is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does EUROPE COURSES EXPRESS 95 operate?

EUROPE COURSES EXPRESS 95 operates in the sector Transports routiers de fret interurbains (NAF code 49.41A). See the 'Sector positioning' section above to compare the company with its competitors.