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EUROPE ARAB BANK SA : revenue, balance sheet and financial ratios

EUROPE ARAB BANK SA is a French company founded 7 years ago, specialized in the sector Autres intermédiations monétaires. Based in PARIS (75008), this company of category PME shows in 2019 a net income negative of -11 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - EUROPE ARAB BANK SA (SIREN 844842278)
Indicator 2019
Revenue N/C
Net income -10 561 €
EBITDA -10 561 €
Net margin N/C

Revenue and income statement

In 2019, EUROPE ARAB BANK SA records a net loss of 11 k€. This deficit will reduce equity on the balance sheet.

EBITDA (2019) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-10 561 €

EBIT (2019) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-10 561 €

Net income (2019) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-10 561 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 100%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2019) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.051%

Financial autonomy (2019) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

99.759%

Repayment capacity (2019) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-0.242

Solvency indicators evolution
EUROPE ARAB BANK SA

Sector positioning

Debt ratio
0.05 2019
2019
Q1: 0.0
Med: 0.0
Q3: 57.52
Good

In 2019, the debt ratio of EUROPE ARAB BANK SA (0.05) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
99.76% 2019
2019
Q1: 4.34%
Med: 12.97%
Q3: 60.36%
Excellent

In 2019, the financial autonomy of EUROPE ARAB BANK SA (99.8%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
-0.24 years 2019
2019
Q1: 0.0 years
Med: 0.0 years
Q3: 0.92 years
Excellent

In 2019, the repayment capacity of EUROPE ARAB BANK SA (-0.24) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 52485.42. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2019) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

52485.417

Interest coverage (2019) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
EUROPE ARAB BANK SA

Sector positioning

Liquidity ratio
52485.42 2019
2019
Q1: 105.09
Med: 239.62
Q3: 686.12
Excellent

In 2019, the liquidity ratio of EUROPE ARAB BANK SA (52485.42) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
0.0x 2019
2019
Q1: -0.54x
Med: 0.0x
Q3: 0.59x
Good

In 2019, the interest coverage of EUROPE ARAB BANK SA (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 273 days. Excellent situation: suppliers finance 273 days of the operating cycle (retail model).

Operating WCR (2019) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2019) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2019) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

273 j

Inventory turnover (2019) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
EUROPE ARAB BANK SA

Positioning of EUROPE ARAB BANK SA in its sector

Comparison with sector Autres intermédiations monétaires

Similar companies (Autres intermédiations monétaires)

Compare EUROPE ARAB BANK SA with other companies in the same sector:

Frequently asked questions about EUROPE ARAB BANK SA

What is the revenue of EUROPE ARAB BANK SA ?

The revenue of EUROPE ARAB BANK SA is not publicly disclosed (confidential accounts filed with INPI).

Is EUROPE ARAB BANK SA profitable?

EUROPE ARAB BANK SA recorded a net loss in 2019.

Where is the headquarters of EUROPE ARAB BANK SA ?

The headquarters of EUROPE ARAB BANK SA is located in PARIS (75008), in the department Paris.

Where to find the tax return of EUROPE ARAB BANK SA ?

The tax return of EUROPE ARAB BANK SA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does EUROPE ARAB BANK SA operate?

EUROPE ARAB BANK SA operates in the sector Autres intermédiations monétaires (NAF code 64.19Z). See the 'Sector positioning' section above to compare the company with its competitors.