SIREN : 392487062
EUROPA FINANCE is a French company founded 32 years ago, specialized in the sector Conseil pour les affaires et autres conseils de gestion. Based in PARIS (75017), this company of category ETI shows in 2016 a revenue of 2.4 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|
| Revenue | 2 374 704 € | 2 130 534 € | 1 865 864 € | 1 432 769 € | 1 191 542 € |
| Net income | 596 374 € | 511 384 € | 404 292 € | 228 811 € | 132 827 € |
| EBITDA | 892 026 € | 759 045 € | 604 580 € | 335 848 € | 187 101 € |
| Net margin | 25.1% | 24.0% | 21.7% | 16.0% | 11.1% |
In 2016, EUROPA FINANCE achieves revenue of 2.4 M€. Over the period 2012-2016, the company shows strong growth with a CAGR (compound annual growth rate) of +18.8%. Vs 2015, growth of +11% (2.1 M€ -> 2.4 M€). After deducting consumption (10 k€), gross margin stands at 2.4 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 892 k€, representing 37.6% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 596 k€, i.e. 25.1% of revenue. This profit can be retained or distributed to shareholders.
2 374 704 €
2 364 829 €
892 026 €
888 155 €
596 374 €
37.6%
The debt ratio (= Financial debt / Equity x 100) stands at 32%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 56%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 25.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
32.207%
55.635%
25.277%
1.331
50.8%
In 2016, the debt ratio of EUROPA FINANCE (32.21) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2016, the financial autonomy of EUROPA FINANCE (55.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2016, the repayment capacity of EUROPA FINANCE (1.33) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 223.58. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.8x. Danger: operating income does not cover interest charges, unsustainable situation.
223.579
0.751
In 2016, the liquidity ratio of EUROPA FINANCE (223.58) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2016, the interest coverage of EUROPA FINANCE (0.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 220 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 89 days. The gap of 131 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 166 days of revenue, i.e. 1.1 M€ to permanently finance. Over 2012-2016, WCR increased by +357%, requiring additional financing.
1 094 026 €
220 j
89 j
0 j
166 j
Based on 580 transactions of similar company sales (all years), the value of EUROPA FINANCE is estimated at 2 757 778 € (range 1 129 684€ - 5 320 393€). With an EBITDA of 892 026€, the sector multiple of 4.1x is applied. The price/revenue ratio is 0.45x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 580 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare EUROPA FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Conseil pour les affaires et autres conseils de gestion
The revenue of EUROPA FINANCE in 2016 is 2.4 M€.
Yes, EUROPA FINANCE generated a net profit of 596 k€ in 2016.
The headquarters of EUROPA FINANCE is located in PARIS (75017), in the department Paris.
The tax return of EUROPA FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
EUROPA FINANCE operates in the sector Conseil pour les affaires et autres conseils de gestion (NAF code 70.22Z). See the 'Sector positioning' section above to compare the company with its competitors.