Employees: 11 (2023.0)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 2000-04-01 (26 years)Status: ActiveBusiness sector: Agences immobilièresLocation: MONTAUBAN (82000), Tarn-et-Garonne
Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
EURL TORRENS IMMOBILIER : revenue, balance sheet and financial ratios
EURL TORRENS IMMOBILIER is a French company
founded 26 years ago,
specialized in the sector Agences immobilières.
Based in MONTAUBAN (82000),
this company of category PME
shows in 2017 a revenue of 885 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - EURL TORRENS IMMOBILIER (SIREN 430200832)
Indicator
2025
2017
Revenue
N/C
884 625 €
Net income
42 399 €
9 562 €
EBITDA
N/C
54 082 €
Net margin
N/C
1.1%
Revenue and income statement
In 2025, EURL TORRENS IMMOBILIER generates positive net income of 42 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2017-2025: 10 k€ -> 42 k€.
Net income (2025)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
42 399 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 93%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 5%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
Debt ratio (2025)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
93.337%
Financial autonomy (2025)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
5.448%
Asset age ratio (2025)
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Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2017
2025
Debt ratio
254.04
93.337
Financial autonomy
5.928
5.448
Repayment capacity
2.591
None
Cash flow / Revenue
5.074%
None%
Sector positioning
Debt ratio
93.342025
2017
2025
Q1: 0.01
Med: 9.4
Q3: 52.77
Average
In 2025, the debt ratio of EURL TORRENS IMMOBILIER (93.34) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
5.45%2025
2017
2025
Q1: 6.02%
Med: 32.61%
Q3: 61.23%
Average
In 2025, the financial autonomy of EURL TORRENS IMMOBILIER (5.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Repayment capacity
2.59 years2017
2017
Q1: 0.0 years
Med: 0.02 years
Q3: 1.24 years
Average
In 2017, the repayment capacity of EURL TORRENS IMMOBILIER (2.59) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 100.00. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2025)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2017
2025
Liquidity ratio
96.948
100.005
Interest coverage
28.457
None
Sector positioning
Liquidity ratio
100.02025
2017
2025
Q1: 108.17
Med: 191.05
Q3: 471.44
Watch
In 2025, the liquidity ratio of EURL TORRENS IMMOBILIER (100.00) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
Interest coverage
28.46x2017
2017
Q1: 0.0x
Med: 0.0x
Q3: 1.56x
Excellent
In 2017, the interest coverage of EURL TORRENS IMMOBILIER (28.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2025)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2025)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2025)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2025)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution EURL TORRENS IMMOBILIER
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2017
2025
Operating WCR
-394 499 €
0 €
Inventory turnover (days)
0
0
Customer payment term (days)
35
0
Supplier payment term (days)
57
0
Positioning of EURL TORRENS IMMOBILIER in its sector
Comparison with sector Agences immobilières
Valuation estimate
Based on 55 transactions of similar company sales
in 2025,
the value of EURL TORRENS IMMOBILIER is estimated at
81 465 €
(range 58 340€ - 147 588€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate. Medium reliability: estimate to be confirmed with in-depth analysis.
Estimated enterprise value2025
55 tx
58k€81k€147k€
81 465 €Range: 58 340€ - 147 588€
NAF 5 année 2025
Valuation method used
Net Income Multiple
42 399 €
×
1.9x
=81 465 €
Range: 58 341€ - 147 589€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 55 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Agences immobilières)
Compare EURL TORRENS IMMOBILIER with other companies in the same sector:
Frequently asked questions about EURL TORRENS IMMOBILIER
What is the revenue of EURL TORRENS IMMOBILIER ?
The revenue of EURL TORRENS IMMOBILIER in 2017 is 885 k€.
Is EURL TORRENS IMMOBILIER profitable?
Yes, EURL TORRENS IMMOBILIER generated a net profit of 42 k€ in 2025.
Where is the headquarters of EURL TORRENS IMMOBILIER ?
The headquarters of EURL TORRENS IMMOBILIER is located in MONTAUBAN (82000), in the department Tarn-et-Garonne.
Where to find the tax return of EURL TORRENS IMMOBILIER ?
The tax return of EURL TORRENS IMMOBILIER is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does EURL TORRENS IMMOBILIER operate?
EURL TORRENS IMMOBILIER operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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