EURL PHARMACIE GERARD CRETEAU : revenue, balance sheet and financial ratios

EURL PHARMACIE GERARD CRETEAU is a French company founded 35 years ago, specialized in the sector Commerce de détail de produits pharmaceutiques en magasin spécialisé. Based in BANDOL (83150), this company of category PME shows in 2019 a revenue of 917 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - EURL PHARMACIE GERARD CRETEAU (SIREN 382633584)
Indicator 2020 2019 2018 2017 2016
Revenue N/C 917 296 € N/C N/C 1 055 449 €
Net income -27 459 € 22 492 € 43 524 € 26 521 € -24 884 €
EBITDA N/C 17 125 € N/C N/C -5 537 €
Net margin N/C 2.5% N/C N/C -2.4%

Revenue and income statement

In 2020, EURL PHARMACIE GERARD CRETEAU records a net loss of 27 k€. This deficit will reduce equity on the balance sheet.

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-27 459 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 77%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 50%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

76.629%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

49.669%

Asset age ratio (2020) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

4.1%

Solvency indicators evolution
EURL PHARMACIE GERARD CRETEAU

Sector positioning

Debt ratio
76.63 2020
2018
2019
2020
Q1: 33.2
Med: 96.78
Q3: 238.43
Good

In 2020, the debt ratio of EURL PHARMACIE GERARD CRE... (76.63) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
49.67% 2020
2018
2019
2020
Q1: 23.59%
Med: 41.65%
Q3: 61.95%
Good

In 2020, the financial autonomy of EURL PHARMACIE GERARD CRE... (49.7%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
53.56 years 2019
2019
Q1: 1.73 years
Med: 5.0 years
Q3: 9.49 years
Watch

In 2019, the repayment capacity of EURL PHARMACIE GERARD CRE... (53.56) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 253.74. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

253.742

Liquidity indicators evolution
EURL PHARMACIE GERARD CRETEAU

Sector positioning

Liquidity ratio
253.74 2020
2018
2019
2020
Q1: 133.12
Med: 181.89
Q3: 251.9
Excellent

In 2020, the liquidity ratio of EURL PHARMACIE GERARD CRE... (253.74) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
41.26x 2019
2019
Q1: 1.36x
Med: 5.4x
Q3: 11.35x
Excellent

In 2019, the interest coverage of EURL PHARMACIE GERARD CRE... (41.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
EURL PHARMACIE GERARD CRETEAU

Positioning of EURL PHARMACIE GERARD CRETEAU in its sector

Comparison with sector Commerce de détail de produits pharmaceutiques en magasin spécialisé

Similar companies (Commerce de détail de produits pharmaceutiques en magasin spécialisé)

Compare EURL PHARMACIE GERARD CRETEAU with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de détail de produits pharmaceutiques en magasin spécialisé

Frequently asked questions about EURL PHARMACIE GERARD CRETEAU

What is the revenue of EURL PHARMACIE GERARD CRETEAU ?

The revenue of EURL PHARMACIE GERARD CRETEAU in 2019 is 917 k€.

Is EURL PHARMACIE GERARD CRETEAU profitable?

EURL PHARMACIE GERARD CRETEAU recorded a net loss in 2020.

Where is the headquarters of EURL PHARMACIE GERARD CRETEAU ?

The headquarters of EURL PHARMACIE GERARD CRETEAU is located in BANDOL (83150), in the department Var.

Where to find the tax return of EURL PHARMACIE GERARD CRETEAU ?

The tax return of EURL PHARMACIE GERARD CRETEAU is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does EURL PHARMACIE GERARD CRETEAU operate?

EURL PHARMACIE GERARD CRETEAU operates in the sector Commerce de détail de produits pharmaceutiques en magasin spécialisé (NAF code 47.73Z). See the 'Sector positioning' section above to compare the company with its competitors.