SIREN : 488741414
EURL FOCH ASSURANCES is a French company founded 20 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in DAX (40100), this company of category PME shows in 2018 a revenue of 153 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2018 | 2017 | 2016 |
|---|---|---|---|
| Revenue | 153 071 € | 135 326 € | 110 835 € |
| Net income | 14 495 € | 9 983 € | 1 828 € |
| EBITDA | 21 531 € | 16 350 € | 8 764 € |
| Net margin | 9.5% | 7.4% | 1.6% |
In 2018, EURL FOCH ASSURANCES achieves revenue of 153 k€. Over the period 2016-2018, the company shows strong growth with a CAGR (compound annual growth rate) of +17.5%. Vs 2017, growth of +13% (135 k€ -> 153 k€). After deducting consumption (0 €), gross margin stands at 153 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 22 k€, representing 14.1% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 14 k€, i.e. 9.5% of revenue. This profit can be retained or distributed to shareholders.
153 071 €
153 071 €
21 531 €
19 741 €
14 495 €
14.1%
The debt ratio (= Financial debt / Equity x 100) stands at 96%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 44%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 10.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
95.943%
43.696%
10.587%
0.0
19.3%
In 2018, the debt ratio of EURL FOCH ASSURANCES (95.94) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2018, the financial autonomy of EURL FOCH ASSURANCES (43.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2018, the repayment capacity of EURL FOCH ASSURANCES (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 177.05. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.6x. Coverage is limited: any activity downturn would jeopardize interest payments.
177.054
1.551
In 2018, the liquidity ratio of EURL FOCH ASSURANCES (177.05) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2018, the interest coverage of EURL FOCH ASSURANCES (1.6x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 8 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 18 days. Favorable situation: supplier credit is longer than customer credit by 10 days. WCR is negative (-124 days): operations structurally generate cash. Notable WCR improvement over the period (-49%), freeing up cash.
-52 753 €
8 j
18 j
0 j
-124 j
Indicative estimate only : the number of comparable transactions in this sector is limited (31 transactions). This range of 28 983€ to 231 312€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 31 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare EURL FOCH ASSURANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of EURL FOCH ASSURANCES in 2018 is 153 k€.
Yes, EURL FOCH ASSURANCES generated a net profit of 14 k€ in 2018.
The headquarters of EURL FOCH ASSURANCES is located in DAX (40100), in the department Landes.
The tax return of EURL FOCH ASSURANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
EURL FOCH ASSURANCES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.