EURL CLOCHARD FRANCIS : revenue, balance sheet and financial ratios

EURL CLOCHARD FRANCIS is a French company founded 23 years ago, specialized in the sector Travaux d'installation électrique dans tous locaux. Based in LORIGNE (79190), this company of category PME shows in 2018 a revenue of 713 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - EURL CLOCHARD FRANCIS (SIREN 442445037)
Indicator 2022 2020 2018 2017 2016
Revenue N/C N/C 712 834 € 790 663 € 650 546 €
Net income 37 365 € 6 901 € 3 892 € 24 716 € -1 751 €
EBITDA N/C N/C 21 156 € 43 930 € 12 099 €
Net margin N/C N/C 0.5% 3.1% -0.3%

Revenue and income statement

In 2022, EURL CLOCHARD FRANCIS generates positive net income of 37 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

37 365 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 73%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 21%. The balance between equity and debt is satisfactory.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

72.844%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

21.266%

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

15.7%

Solvency indicators evolution
EURL CLOCHARD FRANCIS

Sector positioning

Debt ratio
72.84 2022
2018
2020
2022
Q1: 0.78
Med: 18.69
Q3: 64.32
Average

In 2022, the debt ratio of EURL CLOCHARD FRANCIS (72.84) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
21.27% 2022
2018
2020
2022
Q1: 11.91%
Med: 32.53%
Q3: 53.93%
Average +11 pts over 3 years

In 2022, the financial autonomy of EURL CLOCHARD FRANCIS (21.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
4.72 years 2018
2018
Q1: 0.0 years
Med: 0.07 years
Q3: 0.97 years
Watch

In 2018, the repayment capacity of EURL CLOCHARD FRANCIS (4.72) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 118.39. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

118.387

Liquidity indicators evolution
EURL CLOCHARD FRANCIS

Sector positioning

Liquidity ratio
118.39 2022
2018
2020
2022
Q1: 148.9
Med: 210.28
Q3: 309.26
Watch +5 pts over 3 years

In 2022, the liquidity ratio of EURL CLOCHARD FRANCIS (118.39) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
7.29x 2018
2018
Q1: 0.0x
Med: 0.14x
Q3: 2.2x
Excellent

In 2018, the interest coverage of EURL CLOCHARD FRANCIS (7.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 507 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 298 days. The gap of 209 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

507 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

298 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
EURL CLOCHARD FRANCIS

Positioning of EURL CLOCHARD FRANCIS in its sector

Comparison with sector Travaux d'installation électrique dans tous locaux

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (30 transactions). This range of 59 188€ to 212 815€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2022
Indicative
59k€ 127k€ 212k€
127 233 € Range: 59 188€ - 212 815€
NAF 5 année 2022

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 30 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux d'installation électrique dans tous locaux)

Compare EURL CLOCHARD FRANCIS with other companies in the same sector:

Voir toutes les statistiques du secteur Travaux d'installation électrique dans tous locaux

Frequently asked questions about EURL CLOCHARD FRANCIS

What is the revenue of EURL CLOCHARD FRANCIS ?

The revenue of EURL CLOCHARD FRANCIS in 2018 is 713 k€.

Is EURL CLOCHARD FRANCIS profitable?

Yes, EURL CLOCHARD FRANCIS generated a net profit of 37 k€ in 2022.

Where is the headquarters of EURL CLOCHARD FRANCIS ?

The headquarters of EURL CLOCHARD FRANCIS is located in LORIGNE (79190), in the department Deux-Sevres.

Where to find the tax return of EURL CLOCHARD FRANCIS ?

The tax return of EURL CLOCHARD FRANCIS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does EURL CLOCHARD FRANCIS operate?

EURL CLOCHARD FRANCIS operates in the sector Travaux d'installation électrique dans tous locaux (NAF code 43.21A). See the 'Sector positioning' section above to compare the company with its competitors.