SIREN : 790200208
EUREA FINANCES is a French company founded 13 years ago, specialized in the sector Conseil en systèmes et logiciels informatiques. Based in SAINT-BERTHEVIN (53940), this company of category PME shows in 2024 a revenue of 3.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 2 992 131 € | 2 429 012 € | 4 017 846 € | 4 608 969 € | 2 079 262 € | 2 662 244 € | 2 142 803 € | 2 823 945 € |
| Net income | 94 922 € | 82 764 € | 124 951 € | 198 862 € | -164 226 € | 78 371 € | 90 934 € | 106 959 € |
| EBITDA | 250 687 € | 132 829 € | 162 699 € | 177 168 € | -166 109 € | 110 607 € | 108 166 € | 148 438 € |
| Net margin | 3.2% | 3.4% | 3.1% | 4.3% | -7.9% | 2.9% | 4.2% | 3.8% |
In 2024, EUREA FINANCES achieves revenue of 3.0 M€. Revenue is growing positively over 8 years (CAGR: +0.7%). Vs 2023, growth of +23% (2.4 M€ -> 3.0 M€). After deducting consumption (0 €), gross margin stands at 3.0 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 251 k€, representing 8.4% of revenue. Positive scissor effect: EBITDA margin improves by +2.9 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 95 k€, i.e. 3.2% of revenue. This profit can be retained or distributed to shareholders.
2 992 131 €
2 992 131 €
250 687 €
111 368 €
94 922 €
8.4%
The debt ratio (= Financial debt / Equity x 100) stands at 10%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 63%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.4 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 7.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
10.14%
62.781%
7.204%
0.398
96.4%
In 2024, the debt ratio of EUREA FINANCES (10.14) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of EUREA FINANCES (62.8%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of EUREA FINANCES (0.40) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 97.66. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.2x. Coverage is limited: any activity downturn would jeopardize interest payments.
97.66
1.219
In 2024, the liquidity ratio of EUREA FINANCES (97.66) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2024, the interest coverage of EUREA FINANCES (1.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 31 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 38 days. Favorable situation: supplier credit is longer than customer credit by 7 days. Overall, WCR represents 30 days of revenue, i.e. 247 k€ to permanently finance. Over 2016-2024, WCR increased by +231%, requiring additional financing.
246 731 €
31 j
38 j
0 j
30 j
Based on 215 transactions of similar company sales (all years), the value of EUREA FINANCES is estimated at 294 506 € (range 135 625€ - 886 397€). With an EBITDA of 250 687€, the sector multiple of 1.0x is applied. The price/revenue ratio is 0.16x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 215 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare EUREA FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Conseil en systèmes et logiciels informatiques
The revenue of EUREA FINANCES in 2024 is 3.0 M€.
Yes, EUREA FINANCES generated a net profit of 95 k€ in 2024.
The headquarters of EUREA FINANCES is located in SAINT-BERTHEVIN (53940), in the department Mayenne.
The tax return of EUREA FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
EUREA FINANCES operates in the sector Conseil en systèmes et logiciels informatiques (NAF code 62.02A). See the 'Sector positioning' section above to compare the company with its competitors.