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ETUDE SAINT-SEURIN : revenue, balance sheet and financial ratios

ETUDE SAINT-SEURIN is a French company founded 15 years ago, specialized in the sector Agences immobilières. Based in BORDEAUX (33000), this company of category PME shows in 2017 a revenue of 720 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ETUDE SAINT-SEURIN (SIREN 527600043)
Indicator 2020 2017
Revenue N/C 720 087 €
Net income 203 846 € 51 460 €
EBITDA N/C 129 853 €
Net margin N/C 7.1%

Revenue and income statement

In 2020, ETUDE SAINT-SEURIN generates positive net income of 204 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2017-2020: 51 k€ -> 204 k€.

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

203 846 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 69%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.152%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

69.213%

Asset age ratio (2020) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

43.1%

Solvency indicators evolution
ETUDE SAINT-SEURIN

Sector positioning

Debt ratio
0.15 2020
2017
2020
Q1: 0.02
Med: 18.55
Q3: 94.01
Good -50 pts over 2 years

In 2020, the debt ratio of ETUDE SAINT-SEURIN (0.15) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
69.21% 2020
2017
2020
Q1: 7.66%
Med: 31.23%
Q3: 59.46%
Excellent +24 pts over 2 years

In 2020, the financial autonomy of ETUDE SAINT-SEURIN (69.2%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
4.02 years 2017
2017
Q1: 0.0 years
Med: 0.02 years
Q3: 1.24 years
Average

In 2017, the repayment capacity of ETUDE SAINT-SEURIN (4.02) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 182.19. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

182.186

Liquidity indicators evolution
ETUDE SAINT-SEURIN

Sector positioning

Liquidity ratio
182.19 2020
2017
2020
Q1: 117.79
Med: 199.58
Q3: 409.72
Average -15 pts over 2 years

In 2020, the liquidity ratio of ETUDE SAINT-SEURIN (182.19) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
0.51x 2017
2017
Q1: 0.0x
Med: 0.0x
Q3: 1.56x
Good

In 2017, the interest coverage of ETUDE SAINT-SEURIN (0.5x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
ETUDE SAINT-SEURIN

Positioning of ETUDE SAINT-SEURIN in its sector

Comparison with sector Agences immobilières

Valuation estimate

Based on 99 transactions of similar company sales in 2020, the value of ETUDE SAINT-SEURIN is estimated at 513 134 € (range 155 916€ - 2 730 984€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2020
99 tx
155k€ 513k€ 2730k€
513 134 € Range: 155 916€ - 2 730 984€
NAF 5 année 2020

Valuation method used

Net Income Multiple
203 846 € × 2.5x = 513 135 €
Range: 155 916€ - 2 730 985€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 99 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Agences immobilières)

Compare ETUDE SAINT-SEURIN with other companies in the same sector:

Frequently asked questions about ETUDE SAINT-SEURIN

What is the revenue of ETUDE SAINT-SEURIN ?

The revenue of ETUDE SAINT-SEURIN in 2017 is 720 k€.

Is ETUDE SAINT-SEURIN profitable?

Yes, ETUDE SAINT-SEURIN generated a net profit of 204 k€ in 2020.

Where is the headquarters of ETUDE SAINT-SEURIN ?

The headquarters of ETUDE SAINT-SEURIN is located in BORDEAUX (33000), in the department Gironde.

Where to find the tax return of ETUDE SAINT-SEURIN ?

The tax return of ETUDE SAINT-SEURIN is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ETUDE SAINT-SEURIN operate?

ETUDE SAINT-SEURIN operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.